Market Intelligence

Tom Green County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › San Angelo, TX › Tom Green County

Tom Green County, Texas, a core county of the San Angelo, TX market, holds $3.2B in deposits across 15 insured institutions and 29 branches. First Financial Bank is the largest deposit holder at 32.9% share. The top three banks hold 58% of deposits, which places the county in the Moderate band. Deposits have grown 6.6% since 2021 while the branch count rose by 11.5%. It produced $6.9B of real gross domestic product in 2024, ranking #476 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$6.9B
#476 of 1,523
Population
120,602
#532 of 1,523
GDP per Capita
$57,351
#412 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$3.2B
#475 of 1,523
Deposits per Capita
$26,817
#550 of 1,523
Deposits per Branch
$112M
#480 of 1,523
Competitive structure
Insured Institutions
15
#394 of 1,523
Branches per 100k Pop.
24.0
#767 of 1,523
Median Deposits per Institution
$133M
The median deposits booked by a single institution in the county. #638 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
85.5%
of county deposits held by banks with $100M to $100B in assets. #464 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
58%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+6.6% over 5 years
$3.0B
2021
$3.2B
2022
$3.0B
2023
$3.1B
2024
$3.2B
2025
$3.2B
2026

Branches: 26 in 2021 to 29 in 2026. Institutions: 14 to 15. Top-three share: 58% to 58%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Financial Bank$1.1B32.9%3+11%
Wells Fargo Bank$467M14.5%3-1%
Texas State Bank$354M11.0%4+8%
The First National Bank of Sonora$305M9.4%2+20%
The First National Bank of Mertzon$229M7.1%2-21%
Pinnacle Bank$203M6.3%3-31%
The First National Bank of Ballinger$137M4.2%1+18%
Citizens State Bank$133M4.1%1+37%
The City National Bank of Colorado City$91M2.8%1no 2021 presence
First State Bank$81M2.5%1+34%
The Bank and Trust, S.S.B.$79M2.4%2+3%
Prosperity Bank$33M1.0%2+117%
Sundown State Bank$32M1.0%1-17%
First National Bank Texas$21M0.7%2+23%
Coleman County State Bank$6M0.2%1no 2021 presence

The 15 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the San Angelo market

Tom Green County is one of 2 counties that make up the San Angelo, TX market, a Metropolitan Statistical Area (ranked #222 of 293 U.S. markets by economic output). It produces 88.1% of the market’s output and holds 94.4% of its deposits.

MeasureTom Green CountyShare of parent market
2024 GDP$6.9B88.1%
Deposits$3.2B94.4%
Population120,60298.8%

View the full San Angelo market profile →

Recruiting in Tom Green County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tom Green County.

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