Market Intelligence

Tom Green County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceSan Angelo, TX › Tom Green County

Tom Green County, Texas, a core county of the San Angelo, TX market, holds $3.2B in deposits across 16 insured institutions and 29 branches. First Financial Bank is the largest deposit holder at 32.2% share. The top three institutions hold 56.7% of deposits, which places the county in the moderately concentrated band. Deposits have grown 11.2% since 2020 while the branch count rose by 3. It produces $6.9B of output, ranking #476 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$6.9B
#476 of 1,523
Total Deposits
$3.2B
#471 of 1,523
Population
120,602
#532 of 1,523
GDP per Capita
$57,351
#412 of 1,523
Insured Institutions
16
#359 of 1,523
Deposits per Branch
$110M
#467 of 1,523
Deposits per Capita
$26,522
#529 of 1,523
Branches per 100k Pop.
24.0
#773 of 1,523
Median Institution Size
$104M
Median deposits of the institutions operating in the county. #868 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
85.3%
of market deposits held by banks with $100M to $50B in assets. #411 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
56.7%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+11.2% over 5 years
$2.9B
2020
$3.0B
2021
$3.2B
2022
$3.0B
2023
$3.1B
2024
$3.2B
2025

Branches: 26 in 2020 to 29 in 2025. Institutions: 14 to 16. Top-three share: 57.7% to 56.7%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Financial Bank$1.0B32.2%3+20%
Wells Fargo Bank, National Association$447M14.0%30%
Texas State Bank$338M10.6%4+16%
The First National Bank of Sonora$298M9.3%2+36%
The First National Bank of Mertzon$278M8.7%2-14%
Pinnacle Bank$199M6.2%3no 2020 presence
The First National Bank of Ballinger$134M4.2%1+33%
Citizens State Bank$126M3.9%1+46%
The City National Bank of Colorado City$82M2.6%1no 2020 presence
First State Bank$77M2.4%1+45%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the San Angelo market

Tom Green County is one of 2 counties that make up the San Angelo, TX market, a Metropolitan Statistical Area (ranked #222 of 293 U.S. markets by economic output). It produces 88.1% of the market’s output and holds 94.4% of its deposits.

MeasureTom Green CountyShare of San Angelo market
2024 GDP$6.9B88.1%
Deposits$3.2B94.4%
Population120,60298.8%

View the full San Angelo market profile →

Recruiting in Tom Green County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tom Green County, on a retained basis.

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