Market Intelligence

Turner County, SD

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Turner County, South Dakota, a county in the Sioux Falls, SD-MN market, holds $332M in deposits across 5 insured institutions and 8 branches. Rivers Edge Bank is the largest deposit holder at 33.5% share. The top three institutions hold 85.0% of deposits, which places the county in the concentrated band. Deposits have grown 40.3% since 2020. It produces $466M of output, ranking #1,376 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$466M
#1,376 of 1,523
Total Deposits
$332M
#1,317 of 1,523
Population
9,314
#1,453 of 1,523
GDP per Capita
$50,030
#593 of 1,523
Insured Institutions
5
#1,222 of 1,523
Deposits per Branch
$42M
#1,454 of 1,523
Deposits per Capita
$35,649
#235 of 1,523
Branches per 100k Pop.
85.9
#9 of 1,523
Median Institution Size
$76M
Median deposits of the institutions operating in the county. #1,127 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #188 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
85.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+40.3% over 5 years
$237M
2020
$273M
2021
$294M
2022
$295M
2023
$367M
2024
$332M
2025

Branches: 8 in 2020 to 8 in 2025. Institutions: 5 to 5. Top-three share: 83.4% to 85.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Rivers Edge Bank$111M33.5%2+67%
Security Bank Midwest$95M28.6%2+34%
Merchants State Bank$76M22.9%2+27%
One American Bank$34M10.3%1+26%
First Savings Bank$15M4.6%1+26%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Sioux Falls market

Turner County is one of 5 counties that make up the Sioux Falls, SD-MN market, a Metropolitan Statistical Area (ranked #114 of 293 U.S. markets by economic output). It produces 1.9% of the market’s output and holds 0.0% of its deposits.

MeasureTurner CountyShare of Sioux Falls market
2024 GDP$466M1.9%
Deposits$332M0.0%
Population9,3143.0%

View the full Sioux Falls market profile →

Recruiting in Turner County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Turner County, on a retained basis.

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