Market Intelligence

Washita County, OK

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Washita County, Oklahoma, a county in the Weatherford-Elk City, OK market, holds $258M in deposits across 8 insured institutions and 8 branches. Great Plains National Bank is the largest deposit holder at 17.8% share. The top three institutions hold 48.0% of deposits, which places the county in the moderately concentrated band. Deposits have fallen 6.1% since 2020 while the branch count fell by 1. It produces $319M of output, ranking #1,433 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$319M
#1,433 of 1,523
Total Deposits
$258M
#1,373 of 1,523
Population
10,884
#1,432 of 1,523
GDP per Capita
$29,346
#1,255 of 1,523
Insured Institutions
8
#922 of 1,523
Deposits per Branch
$32M
#1,500 of 1,523
Deposits per Capita
$23,705
#678 of 1,523
Branches per 100k Pop.
73.5
#23 of 1,523
Median Institution Size
$33M
Median deposits of the institutions operating in the county. #1,493 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
76.1%
of market deposits held by banks with $100M to $50B in assets. #576 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
48.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-6.1% over 5 years
$275M
2020
$286M
2021
$277M
2022
$251M
2023
$269M
2024
$258M
2025

Branches: 9 in 2020 to 8 in 2025. Institutions: 9 to 8. Top-three share: 46.9% to 48.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Great Plains National Bank$46M17.8%1+44%
All America Bank$39M15.2%1-16%
Washita State Bank$39M14.9%1-18%
High Plains Bank$34M13.3%1+132%
Bank of Western Oklahoma$32M12.2%1+17%
Sovereign Bank$24M9.4%1no 2020 presence
BANK360$23M9.0%1-33%
Blue Sky Bank$21M8.0%1no 2020 presence

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Weatherford-Elk City market

Washita County is one of 3 counties that make up the Weatherford-Elk City, OK market, a Combined Statistical Area (ranked #289 of 293 U.S. markets by economic output). It produces 10.9% of the market’s output and holds 10.8% of its deposits.

MeasureWashita CountyShare of Weatherford-Elk City market
2024 GDP$319M10.9%
Deposits$258M10.8%
Population10,88417.8%

View the full Weatherford-Elk City market profile →

Recruiting in Washita County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Washita County, on a retained basis.

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