Market Intelligence

Webb County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Laredo, TX › Webb County

Webb County, Texas, a core county of the Laredo, TX market, holds $8.8B in deposits across 10 insured institutions and 53 branches. International Bank of Commerce is the largest deposit holder at 34.2% share. The top three banks hold 65% of deposits, which places the county in the Concentrated band. Deposits have grown 3.8% since 2021 while the branch count fell by 8.6%. It produced $13.2B of real gross domestic product in 2024, ranking #299 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$13.2B
#299 of 1,523
Population
281,224
#261 of 1,523
GDP per Capita
$46,800
#677 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$8.8B
#226 of 1,523
Deposits per Capita
$31,464
#358 of 1,523
Deposits per Branch
$167M
#157 of 1,523
Competitive structure
Insured Institutions
10
#733 of 1,523
Branches per 100k Pop.
18.8
#1,082 of 1,523
Median Deposits per Institution
$541M
The median deposits booked by a single institution in the county. #32 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
75.8%
of county deposits held by banks with $100M to $100B in assets. #655 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
65%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+3.8% over 5 years
$8.5B
2021
$8.0B
2022
$8.0B
2023
$8.1B
2024
$8.4B
2025
$8.8B
2026

Branches: 58 in 2021 to 53 in 2026. Institutions: 10 to 10. Top-three share: 70% to 65%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
International Bank of Commerce$3.0B34.2%17+15%
Texas Community Bank$1.5B16.7%3+25%
Falcon International Bank$1.3B14.6%7+26%
PNC Bank$1.2B13.6%7-44%
Commerce Bank$665M7.5%3+34%
Wells Fargo Bank$417M4.7%4-5%
JPMorgan Chase Bank$295M3.3%2+31%
Bank of America$225M2.5%2+18%
Vantage Bank Texas$206M2.3%2+42%
First National Bank Texas$46M0.5%6+33%

The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Laredo market

Webb County is the only county in the Laredo, TX market, a Metropolitan Statistical Area (ranked #168 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureWebb CountyShare of parent market
2024 GDP$13.2B100.0%
Deposits$8.8B100.0%
Population281,224100.0%

View the full Laredo market profile →

Recruiting in Webb County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Webb County.

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