Market Intelligence

Webb County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceLaredo, TX › Webb County

Webb County, Texas, a core county of the Laredo, TX market, holds $8.4B in deposits across 10 insured institutions and 54 branches. International Bank of Commerce is the largest deposit holder at 35.1% share. The top three banks hold 66% of deposits, which places the county in the Concentrated band. Deposits have grown 11.9% since 2020 while the branch count fell by 6.9%. It produces $13.2B of output, ranking #299 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$13.2B
#299 of 1,523
Population
281,224
#261 of 1,523
GDP per Capita
$46,800
#677 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$8.4B
#228 of 1,523
Deposits per Capita
$29,922
#391 of 1,523
Deposits per Branch
$156M
#178 of 1,523
Competitive structure
Insured Institutions
10
#727 of 1,523
Branches per 100k Pop.
19.2
#1,063 of 1,523
Median Deposits per Institution
$528M
The median deposits booked by a single institution in the county. #31 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
76.3%
of county deposits held by banks with $100M to $100B in assets. #682 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
66%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+11.9% over 5 years
$7.5B
2020
$8.5B
2021
$8.0B
2022
$8.0B
2023
$8.1B
2024
$8.4B
2025

Branches: 58 in 2020 to 54 in 2025. Institutions: 10 to 10. Top-three share: 71% to 66%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
International Bank of Commerce$3.0B35.1%17+33%
Texas Community Bank$1.4B16.2%3+38%
Falcon International Bank$1.2B14.5%7+39%
PNC Bank$1.1B13.0%8-49%
Commerce Bank$665M7.9%3+50%
Wells Fargo Bank$392M4.7%40%
JPMorgan Chase Bank$273M3.2%2+56%
Bank of America$231M2.7%2+49%
Vantage Bank Texas$184M2.2%2+66%
First National Bank Texas$42M0.5%6+65%

The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Laredo market

Webb County is the only county in the Laredo, TX market, a Metropolitan Statistical Area (ranked #168 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureWebb CountyShare of parent market
2024 GDP$13.2B100.0%
Deposits$8.4B100.0%
Population281,224100.0%

View the full Laredo market profile →

Recruiting in Webb County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Webb County.

See how we help banks recruit commercial banking talent