Market Intelligence

Yakima County, WA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceYakima, WA › Yakima County

Yakima County, Washington, a core county of the Yakima, WA market, holds $4.0B in deposits across 13 insured institutions and 39 branches. Banner Bank is the largest deposit holder at 23.1% share. The top three institutions hold 58.9% of deposits, which places the county in the moderately concentrated band. Deposits have fallen 0.8% since 2020 while the branch count fell by 9. It produces $10.1B of output, ranking #354 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$10.1B
#354 of 1,523
Total Deposits
$4.0B
#403 of 1,523
Population
259,185
#283 of 1,523
GDP per Capita
$39,139
#930 of 1,523
Insured Institutions
13
#503 of 1,523
Deposits per Branch
$103M
#561 of 1,523
Deposits per Capita
$15,449
#1,169 of 1,523
Branches per 100k Pop.
15.0
#1,285 of 1,523
Median Institution Size
$226M
Median deposits of the institutions operating in the county. #272 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
53.5%
of market deposits held by banks with $100M to $50B in assets. #934 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
58.9%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-0.8% over 5 years
$4.0B
2020
$4.6B
2021
$4.7B
2022
$3.9B
2023
$3.9B
2024
$4.0B
2025

Branches: 48 in 2020 to 39 in 2025. Institutions: 15 to 13. Top-three share: 52.2% to 58.9%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Banner Bank$927M23.1%6+42%
U.S. Bank National Association$738M18.4%6-3%
Yakima Federal Savings and Loan Association$694M17.3%40%
JPMorgan Chase Bank, National Association$398M9.9%3+41%
KeyBank National Association$355M8.9%5+13%
Wells Fargo Bank, National Association$227M5.7%2-28%
Heritage Bank$226M5.7%3+12%
Glacier Bank$173M4.3%3no 2020 presence
Umpqua Bank$101M2.5%20%
Cashmere Valley Bank$64M1.6%2+116%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Yakima market

Yakima County is the only county in the Yakima, WA market, a Metropolitan Statistical Area (ranked #190 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureYakima CountyShare of Yakima market
2024 GDP$10.1B100.0%
Deposits$4.0B100.0%
Population259,185100.0%

View the full Yakima market profile →

Recruiting in Yakima County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Yakima County, on a retained basis.

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