Market Intelligence

Yakima County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceYakima, WA › Yakima County

Yakima County, Washington, a core county of the Yakima, WA market, holds $4.0B in deposits across 13 insured institutions and 39 branches. Banner Bank is the largest deposit holder at 23.1% share. The top three banks hold 59% of deposits, which places the county in the Moderate band. Deposits have fallen 0.8% since 2020 while the branch count fell by 18.8%. It produces $10.1B of output, ranking #354 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$10.1B
#354 of 1,523
Population
259,185
#283 of 1,523
GDP per Capita
$39,139
#930 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$4.0B
#403 of 1,523
Deposits per Capita
$15,449
#1,169 of 1,523
Deposits per Branch
$103M
#561 of 1,523
Competitive structure
Insured Institutions
13
#503 of 1,523
Branches per 100k Pop.
15.0
#1,285 of 1,523
Median Deposits per Institution
$226M
The median deposits booked by a single institution in the county. #272 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
56.1%
of county deposits held by banks with $100M to $100B in assets. #1,009 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
59%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)-0.8% over 5 years
$4.0B
2020
$4.6B
2021
$4.7B
2022
$3.9B
2023
$3.9B
2024
$4.0B
2025

Branches: 48 in 2020 to 39 in 2025. Institutions: 15 to 13. Top-three share: 52% to 59%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Banner Bank$927M23.1%6+42%
U.S. Bank$738M18.4%6-3%
Yakima Federal Savings and Loan Association$694M17.3%40%
JPMorgan Chase Bank$398M9.9%3+41%
KeyBank$355M8.9%5+13%
Wells Fargo Bank$227M5.7%2-28%
Heritage Bank$226M5.7%3+12%
Glacier Bank$173M4.3%3no 2020 presence
Umpqua Bank$101M2.5%20%
Cashmere Valley Bank$64M1.6%2+116%
BMO Bank$42M1.1%1-53%
Baker-Boyer National Bank$36M0.9%1+75%
Washington Federal Bank$24M0.6%1+2%

The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Yakima market

Yakima County is the only county in the Yakima, WA market, a Metropolitan Statistical Area (ranked #190 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureYakima CountyShare of parent market
2024 GDP$10.1B100.0%
Deposits$4.0B100.0%
Population259,185100.0%

View the full Yakima market profile →

Recruiting in Yakima County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Yakima County.

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