Findlay-Tiffin, OH, a Combined Statistical Area, holds $4.3 billion in deposits across 19 insured institutions and 42 branches, and ranks #228 of 293 U.S. markets by economic output. Sutton Bank is the largest deposit holder at 28.4% share. The top three banks hold 57% of deposits, which places the market in the Moderate band. Deposits have grown 15.6% since 2021 while the branch count fell by 6.7%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 45 in 2021 to 42 in 2026. Institutions: 18 to 19. Top-three share: 54% to 57%. Average deposits per branch: $102M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Sutton Bank | $1.2B | 28.4% | +55% |
| Fifth Third Bank | $751M | 17.5% | +8% |
| The Old Fort Banking Company | $470M | 10.9% | +6% |
| WesBanco Bank, Inc. | $441M | 10.3% | -13% |
| The Huntington National Bank | $412M | 9.6% | +35% |
| JPMorgan Chase Bank | $257M | 6.0% | -4% |
| First Bank of Ohio | $136M | 3.2% | +2% |
| PNC Bank | $80M | 1.9% | -8% |
| The Croghan Colonial Bank | $79M | 1.8% | +17% |
| The First National Bank of Sycamore | $73M | 1.7% | +27% |
| U.S. Bank | $72M | 1.7% | -22% |
| The Farmers State Bank | $54M | 1.2% | +12% |
| The Union Bank Company | $49M | 1.2% | +89% |
| The First National Bank of Pandora | $49M | 1.1% | +8% |
| KeyBank | $47M | 1.1% | -21% |
| The Citizens National Bank of Bluffton | $45M | 1.1% | -34% |
| The State Bank and Trust Company | $34M | 0.8% | +78% |
| The Farmers & Merchants State Bank | $23M | 0.5% | no 2021 presence |
| Woodforest National Bank | $4M | 0.1% | -3% |
The 19 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Hancock County | Ohio | $5.6B | 75,034 | 73.2% | 43.7% |
| Seneca County | Ohio | $2.1B | 54,522 | 26.8% | 56.3% |
Recruiting in the Findlay-Tiffin market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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