Findlay-Tiffin, OH holds $4.2 billion in deposits across 19 insured institutions and 44 branches, ranking #228 of 293 U.S. markets by economic output. Sutton Bank is the largest deposit holder at 26.0% share. The top three institutions hold 56.2% of deposits, which places the market in the moderate band. Deposits have grown 33% since 2020 while the branch count rose by 1.
Deposit trend
Branches: 43 in 2020 to 44 in 2025. Institutions: 18 to 19. Top-three share: 53.2% to 56.2%. Deposits per branch: $96M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Sutton Bank | 1.1B | 26.0% | +119% |
| Fifth Third Bank | 0.8B | 18.5% | +10% |
| The Old Fort Banking Company | 0.5B | 11.7% | +24% |
| WesBanco Bank, Inc. | 0.5B | 11.4% | new since 2020 |
| The Huntington National Bank | 0.4B | 9.1% | +45% |
| JPMorgan Chase Bank | 0.3B | 6.1% | +13% |
| First Bank of Ohio | 0.2B | 3.5% | +43% |
| PNC Bank | 0.1B | 1.9% | -3% |
| The Croghan Colonial Bank | 0.1B | 1.9% | +22% |
| The First National Bank of Sycamore | 0.1B | 1.7% | +71% |
The 10 largest of 19 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Hancock County | Ohio | $5,626M | 75,034 | 73.2% |
| Seneca County | Ohio | $2,059M | 54,522 | 26.8% |
Recruiting in Findlay
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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