Jonesboro-Paragould, AR holds $5.9 billion in deposits across 26 insured institutions and 81 branches, ranking #224 of 293 U.S. markets by economic output. First National Bank is the largest deposit holder at 20.2% share. The top three institutions hold 42.7% of deposits, which places the market in the fragmented band. Deposits have grown 19% since 2020 while the branch count rose by 4.
Deposit trend
Branches: 77 in 2020 to 81 in 2025. Institutions: 23 to 26. Top-three share: 46.7% to 42.7%. Deposits per branch: $72M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First National Bank | 1.2B | 20.2% | +31% |
| Centennial Bank | 0.9B | 14.7% | -15% |
| First Community Bank | 0.5B | 7.8% | +60% |
| Simmons Bank | 0.4B | 7.2% | +8% |
| Focus Bank | 0.3B | 5.6% | +0% |
| First Horizon Bank | 0.3B | 5.2% | new since 2020 |
| UNICO Bank | 0.3B | 4.2% | +65% |
| Regions Bank | 0.3B | 4.2% | -9% |
| Cadence Bank | 0.2B | 4.1% | +23% |
| Bank of America | 0.2B | 3.6% | -9% |
The 10 largest of 26 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Craighead County | Arkansas | $5,564M | 116,957 | 71.0% |
| Greene County | Arkansas | $1,604M | 47,411 | 20.5% |
| Poinsett County | Arkansas | $667M | 22,483 | 8.5% |
Recruiting in Jonesboro
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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