Market Intelligence

Bank of Charles Town

Headquartered in Charles Town, WV
Institution deposit footprint ยท FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceInstitutions › Bank of Charles Town

Bank of Charles Town holds $919M in total assets and has $795M in deposits across 4 counties in 1 ranked market and 3 states. Its deposit footprint is highly concentrated: the top three counties (Jefferson County, West Virginia, Loudoun County, Virginia, and Berkeley County, West Virginia) hold 96% of its deposits, and West Virginia accounts for 67% of the total. It is among the top three banks by deposits in 1 of the 4 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.

Deposit footprint
Deposits (SOD, 6/30/25)
$795M
nominal
Counties
4
where it holds deposits
Branches
9
reported offices, 6/30/25
Ranked Markets
1
CSAs / MSAs touched

Deposits by county

Data as of June 30, 2025 (FDIC Summary of Deposits)

CountyDepositsCounty’s
% of
Bank’s Deposits
Bank’s
% of
County Deposits
Branches
Jefferson County, WV$408M51.4%30.7%3
Loudoun County, VA$232M29.2%2.5%3
Berkeley County, WV$126M15.9%6.2%2
Washington County, MD$28M3.6%0.9%1

“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.

Browse all covered institutions in the bank directory or the banks headquartered in WV. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.

Bank of Charles Town is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between Bank of Charles Town and The Executive Recruiter Group, or endorsement by either.