Market Intelligence

Loudoun County, VA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Loudoun County, Virginia, a core county of the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, holds $9.1B in deposits across 19 insured institutions and 73 branches. Truist Bank is the largest deposit holder at 17.6% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 8.7% since 2020 while the branch count fell by 21.5%. It produces $37.4B of output, ranking #124 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$37.4B
#124 of 1,523
Population
449,749
#167 of 1,523
GDP per Capita
$83,248
#113 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$9.1B
#217 of 1,523
Deposits per Capita
$20,275
#871 of 1,523
Deposits per Branch
$125M
#338 of 1,523
Competitive structure
Insured Institutions
19
#240 of 1,523
Branches per 100k Pop.
16.2
#1,227 of 1,523
Median Deposits per Institution
$232M
The median deposits booked by a single institution in the county. #258 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
28.8%
of county deposits held by banks with $100M to $100B in assets. #1,363 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+8.7% over 5 years
$8.4B
2020
$9.3B
2021
$9.5B
2022
$8.9B
2023
$8.8B
2024
$9.1B
2025

Branches: 93 in 2020 to 73 in 2025. Institutions: 23 to 19. Top-three share: 49% to 50%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Truist Bank$1.6B17.5%12-4%
Bank of America$1.6B17.2%8+24%
Wells Fargo Bank$1.4B15.3%10+16%
Atlantic Union Bank$732M8.0%6-21%
Capital One$630M6.9%3-31%
PNC Bank$553M6.1%5+4%
Bank Of Clarke$548M6.0%3+156%
United Bank$431M4.7%5-27%
JPMorgan Chase Bank$321M3.5%7+1,705%
Bank of Charles Town$232M2.5%3+170%
John Marshall Bank$219M2.4%1+18%
Manufacturers and Traders Trust Company$192M2.1%3+45%
Old Dominion National Bank$168M1.8%1no 2020 presence
TD Bank$161M1.8%1+64%
Burke & Herbert Bank & Trust Company$104M1.1%1no 2020 presence
MainStreet Bank$88M1.0%1+134%
Primis Bank$69M0.8%1-25%
First-Citizens Bank & Trust Company$64M0.7%1+67%
Presidential Bank, FSB$39M0.4%1+71%

The 19 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Washington-Baltimore-Arlington market

Loudoun County is one of 42 counties that make up the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, a Combined Statistical Area (ranked #4 of 293 U.S. markets by economic output). It produces 4.3% of the market’s output and holds 2.1% of its deposits.

MeasureLoudoun CountyShare of parent market
2024 GDP$37.4B4.3%
Deposits$9.1B2.1%
Population449,7494.4%

View the full Washington-Baltimore-Arlington market profile →

Recruiting in Loudoun County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Loudoun County.

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