Market Intelligence

Loudoun County, VA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Loudoun County, Virginia, a core county of the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, holds $9.4B in deposits across 20 insured institutions and 74 branches. Truist Bank is the largest deposit holder at 17.8% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 1.2% since 2021 while the branch count fell by 14.9%. It produced $37.4B of real gross domestic product in 2024, ranking #124 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$37.4B
#124 of 1,523
Population
449,749
#167 of 1,523
GDP per Capita
$83,248
#113 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$9.4B
#216 of 1,523
Deposits per Capita
$20,927
#862 of 1,523
Deposits per Branch
$127M
#338 of 1,523
Competitive structure
Insured Institutions
20
#215 of 1,523
Branches per 100k Pop.
16.5
#1,219 of 1,523
Median Deposits per Institution
$243M
The median deposits booked by a single institution in the county. #238 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
28.6%
of county deposits held by banks with $100M to $100B in assets. #1,340 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
49%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+1.2% over 5 years
$9.3B
2021
$9.5B
2022
$8.9B
2023
$8.8B
2024
$9.1B
2025
$9.4B
2026

Branches: 87 in 2021 to 74 in 2026. Institutions: 22 to 20. Top-three share: 49% to 49%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Truist Bank$1.7B17.8%12+4%
Bank of America$1.5B16.4%7+4%
Wells Fargo Bank$1.4B15.1%10-3%
Atlantic Union Bank$746M7.9%5-29%
Capital One$616M6.5%3-41%
PNC Bank$561M6.0%5-5%
United Bank$471M5.0%5-20%
JPMorgan Chase Bank$428M4.5%8+848%
Bank Of Clarke$382M4.1%3+43%
Potomac Bank$258M2.7%3+165%
John Marshall Bank$229M2.4%10%
Old Dominion National Bank$218M2.3%1no 2021 presence
MainStreet Bank$198M2.1%2+282%
Manufacturers and Traders Trust Company$170M1.8%3+9%
TD Bank$144M1.5%1-8%
Burke & Herbert Bank & Trust Company$94M1.0%1+37%
Pinnacle Bank$77M0.8%1no 2021 presence
First-Citizens Bank & Trust Company$77M0.8%1+69%
Primis Bank$51M0.5%1-22%
Presidential Bank, FSB$46M0.5%1+53%

The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Washington-Baltimore-Arlington market

Loudoun County is one of 42 counties that make up the Washington-Baltimore-Arlington, DC-MD-VA-WV-PA market, a Combined Statistical Area (ranked #4 of 293 U.S. markets by economic output). It produces 4.3% of the market’s output and holds 2.2% of its deposits.

MeasureLoudoun CountyShare of parent market
2024 GDP$37.4B4.3%
Deposits$9.4B2.2%
Population449,7494.4%

View the full Washington-Baltimore-Arlington market profile →

Recruiting in Loudoun County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Loudoun County.

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