The Ephrata National Bank holds $2.4B in total assets and has $2.0B in deposits across 4 counties in 3 ranked markets and 2 states. Its deposit footprint is highly concentrated: the top three counties (Lancaster County, Pennsylvania, Cecil County, Maryland, and Berks County, Pennsylvania) hold 96% of its deposits, and Pennsylvania accounts for 91% of the total. It is among the top three banks by deposits in 1 of the 4 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2026, and are refreshed once a year after the next survey is released, not quarterly.
Deposits by county
Data as of June 30, 2026 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches |
|---|---|---|---|---|
| Lancaster County, PA | $1.7B | 83.4% | 8.9% | 16 |
| Cecil County, MD | $190M | 9.4% | 14.9% | 4 |
| Berks County, PA | $74M | 3.7% | 0.3% | 1 |
| Lebanon County, PA | $72M | 3.6% | 2.3% | 1 |
“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2026, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
Browse all covered institutions in the bank directory or the banks headquartered in PA. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.
The Ephrata National Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between The Ephrata National Bank and The Executive Recruiter Group, or endorsement by either.