United Community Bank holds $3.3B in deposits across 14 counties in 5 ranked markets and 3 states. Its deposit footprint is highly concentrated: the top three counties (Sangamon County, Adams County, Madison County) hold 68% of its deposits, and Illinois accounts for 97% of the total. It ranks among the three largest institutions in 8 of the 14 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Sangamon County, IL | $1.5B | 44.6% | 15.9% | 15 |
| 2. | Adams County, IL | $434M | 13.3% | 20.0% | 6 |
| 3. | Madison County, IL | $339M | 10.4% | 5.2% | 4 |
| 4. | Hancock County, IL | $281M | 8.6% | 37.4% | 3 |
| 5. | Macoupin County, IL | $228M | 7.0% | 17.5% | 4 |
| 6. | Mcdonough County, IL | $118M | 3.6% | 13.4% | 4 |
| 7. | Greene County, IL | $77M | 2.4% | 18.9% | 2 |
| 8. | Brown County, IL | $70M | 2.1% | 29.4% | 1 |
| 9. | Pike County, IL | $64M | 2.0% | 10.3% | 1 |
| 10. | Logan County, IL | $58M | 1.8% | 9.1% | 2 |
| 11. | Collier County, FL | $55M | 1.7% | 0.3% | 1 |
| 12. | Mclean County, IL | $33M | 1.0% | 0.7% | 1 |
| 13. | Marion County, MO | $29M | 0.9% | 3.1% | 1 |
| 14. | Scott County, IL | $28M | 0.9% | 19.3% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.