Logan County, Illinois, a core county of the Springfield-Jacksonville-Lincoln, IL market, holds $636M in deposits across 10 insured institutions and 16 branches. Heartland Bank and Trust Company is the largest deposit holder at 36.3% share. The top three institutions hold 60.2% of deposits, which places the county in the concentrated band. Deposits have grown 8.5% since 2020 while the branch count fell by 2. It produces $1.0B of output, ranking #1,185 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 18 in 2020 to 16 in 2025. Institutions: 12 to 10. Top-three share: 56.3% to 60.2%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Heartland Bank and Trust Company | $231M | 36.3% | no 2020 presence |
| Longview Community Bank | $94M | 14.8% | +116% |
| United Community Bank | $58M | 9.1% | +78% |
| Regions Bank | $55M | 8.6% | 0% |
| The First National Bank in Tremont | $51M | 8.1% | +145% |
| The Atlanta National Bank | $45M | 7.1% | -2% |
| Middletown State Bank | $31M | 4.8% | +11% |
| INB, National Association | $29M | 4.5% | +4% |
| Farmers State Bank of Emden | $27M | 4.3% | +6% |
| Hartsburg State Bank | $15M | 2.4% | -3% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Springfield-Jacksonville-Lincoln market
Logan County is one of 6 counties that make up the Springfield-Jacksonville-Lincoln, IL market, a Combined Statistical Area (ranked #148 of 293 U.S. markets by economic output). It produces 6.2% of the market’s output and holds 5.2% of its deposits.
| Measure | Logan County | Share of Springfield-Jacksonville-Lincoln market |
|---|---|---|
| 2024 GDP | $1.0B | 6.2% |
| Deposits | $636M | 5.2% |
| Population | 27,182 | 8.9% |
View the full Springfield-Jacksonville-Lincoln market profile →
Recruiting in Logan County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Logan County, on a retained basis.
Start a confidential conversation