Market Intelligence

Androscoggin County, ME

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Androscoggin County, Maine, a core county of the Portland-Lewiston-South Portland, ME market, holds $2.1B in deposits across 9 insured institutions and 20 branches. Androscoggin Savings Bank is the largest deposit holder at 35.0% share. The top three institutions hold 65.5% of deposits, which places the county in the concentrated band. Deposits have fallen 7.7% since 2020 while the branch count fell by 3. It produces $5.5B of output, ranking #558 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.5B
#558 of 1,523
Total Deposits
$2.1B
#637 of 1,523
Population
116,487
#547 of 1,523
GDP per Capita
$47,276
#661 of 1,523
Insured Institutions
9
#733 of 1,523
Deposits per Branch
$104M
#536 of 1,523
Deposits per Capita
$17,883
#1,008 of 1,523
Branches per 100k Pop.
17.2
#1,172 of 1,523
Median Institution Size
$191M
Median deposits of the institutions operating in the county. #355 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
77.0%
of market deposits held by banks with $100M to $50B in assets. #559 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
65.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-7.7% over 5 years
$2.3B
2020
$3.1B
2021
$2.6B
2022
$2.0B
2023
$2.1B
2024
$2.1B
2025

Branches: 23 in 2020 to 20 in 2025. Institutions: 9 to 9. Top-three share: 69.2% to 65.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Androscoggin Savings Bank$728M35.0%5+43%
TD Bank, National Association$391M18.8%2+11%
Maine Community Bank$246M11.8%2+1%
Northeast Bank$203M9.8%2-71%
The Camden National Bank$191M9.2%2+6%
Bangor Savings Bank$116M5.6%2+26%
KeyBank National Association$87M4.2%2+3%
Auburn Savings Bank, FSB$76M3.7%2+15%
Norway Savings Bank$45M2.1%1+63%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Portland-Lewiston-South Portland market

Androscoggin County is one of 4 counties that make up the Portland-Lewiston-South Portland, ME market, a Combined Statistical Area (ranked #77 of 293 U.S. markets by economic output). It produces 11.9% of the market’s output and holds 8.7% of its deposits.

MeasureAndroscoggin CountyShare of Portland-Lewiston-South Portland market
2024 GDP$5.5B11.9%
Deposits$2.1B8.7%
Population116,48716.8%

View the full Portland-Lewiston-South Portland market profile →

Recruiting in Androscoggin County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Androscoggin County, on a retained basis.

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