Market Intelligence

York County, ME

Banking market profile · FDIC Summary of Deposits, June 30, 2025

York County, Maine, a core county of the Portland-Lewiston-South Portland, ME market, holds $5.6B in deposits across 12 insured institutions and 60 branches. Kennebunk Savings Bank is the largest deposit holder at 24.0% share. The top three institutions hold 51.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 22.6% since 2020 while the branch count fell by 1. It produces $10.5B of output, ranking #344 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$10.5B
#344 of 1,523
Total Deposits
$5.6B
#310 of 1,523
Population
222,434
#322 of 1,523
GDP per Capita
$47,377
#658 of 1,523
Insured Institutions
12
#559 of 1,523
Deposits per Branch
$93M
#701 of 1,523
Deposits per Capita
$25,054
#602 of 1,523
Branches per 100k Pop.
27.0
#611 of 1,523
Median Institution Size
$365M
Median deposits of the institutions operating in the county. #98 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
70.1%
of market deposits held by banks with $100M to $50B in assets. #673 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+22.6% over 5 years
$4.5B
2020
$5.4B
2021
$5.6B
2022
$5.5B
2023
$5.6B
2024
$5.6B
2025

Branches: 61 in 2020 to 60 in 2025. Institutions: 12 to 12. Top-three share: 48.4% to 51.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Kennebunk Savings Bank$1.3B24.0%12+18%
Saco & Biddeford Savings Institution$785M14.1%3+39%
Partners Bank of New England$724M13.0%8+43%
TD Bank, National Association$625M11.2%5+36%
Manufacturers and Traders Trust Company$584M10.5%8+33%
Maine Community Bank$463M8.3%5+1%
Bank of America, National Association$267M4.8%2+5%
Bangor Savings Bank$260M4.7%7+36%
The Camden National Bank$237M4.2%3+24%
KeyBank National Association$167M3.0%3-18%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Portland-Lewiston-South Portland market

York County is one of 4 counties that make up the Portland-Lewiston-South Portland, ME market, a Combined Statistical Area (ranked #77 of 293 U.S. markets by economic output). It produces 22.8% of the market’s output and holds 23.2% of its deposits.

MeasureYork CountyShare of Portland-Lewiston-South Portland market
2024 GDP$10.5B22.8%
Deposits$5.6B23.2%
Population222,43432.0%

View the full Portland-Lewiston-South Portland market profile →

Recruiting in York County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like York County, on a retained basis.

Start a confidential conversation