Market Intelligence

Brooks County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceValdosta, GA › Brooks County

Brooks County, Georgia, a county in the Valdosta, GA market, holds $334M in deposits across 5 insured institutions and 5 branches. Ameris Bank is the largest deposit holder at 41.1% share. The top three institutions hold 89.4% of deposits, which places the county in the concentrated band. Deposits have grown 47.8% since 2020. It produces $468M of output, ranking #1,374 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$468M
#1,374 of 1,523
Total Deposits
$334M
#1,313 of 1,523
Population
16,101
#1,366 of 1,523
GDP per Capita
$29,038
#1,268 of 1,523
Insured Institutions
5
#1,151 of 1,523
Deposits per Branch
$67M
#1,134 of 1,523
Deposits per Capita
$20,767
#850 of 1,523
Branches per 100k Pop.
31.1
#450 of 1,523
Median Institution Size
$45M
Median deposits of the institutions operating in the county. #1,440 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #23 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
89.4%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+47.8% over 5 years
$226M
2020
$310M
2021
$293M
2022
$308M
2023
$295M
2024
$334M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 5 to 5. Top-three share: 88.4% to 89.4%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Ameris Bank$137M41.1%1+112%
The Citizens National Bank of Quitman$116M34.8%1+23%
Colony Bank$45M13.4%1+10%
Barwick Banking Company$22M6.5%1+52%
Citizens Community Bank$14M4.2%1+16%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Valdosta market

Brooks County is one of 4 counties that make up the Valdosta, GA market, a Metropolitan Statistical Area (ranked #254 of 293 U.S. markets by economic output). It produces 7.7% of the market’s output and holds 9.3% of its deposits.

MeasureBrooks CountyShare of Valdosta market
2024 GDP$468M7.7%
Deposits$334M9.3%
Population16,10110.5%

View the full Valdosta market profile →

Recruiting in Brooks County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Brooks County, on a retained basis.

Start a confidential conversation