Market Intelligence

Chester County, TN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceJackson, TN › Chester County

Chester County, Tennessee, a county in the Jackson, TN market, holds $298M in deposits across 5 insured institutions and 7 branches. FirstBank is the largest deposit holder at 48.3% share. The top three banks hold 89% of deposits, which places the county in the Concentrated band. Deposits have grown 23.1% since 2020 while the branch count fell by 12.5%. It produces $398M of output, ranking #1,402 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$398M
#1,402 of 1,523
Population
17,994
#1,338 of 1,523
GDP per Capita
$22,089
#1,431 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$298M
#1,343 of 1,523
Deposits per Capita
$16,582
#1,091 of 1,523
Deposits per Branch
$43M
#1,444 of 1,523
Competitive structure
Insured Institutions
5
#1,159 of 1,523
Branches per 100k Pop.
38.9
#233 of 1,523
Median Deposits per Institution
$22M
The median deposits booked by a single institution in the county. #1,520 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #44 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
89%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+23.1% over 5 years
$242M
2020
$233M
2021
$254M
2022
$266M
2023
$291M
2024
$298M
2025

Branches: 8 in 2020 to 7 in 2025. Institutions: 5 to 5. Top-three share: 89% to 89%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
FirstBank$144M48.3%2+31%
Centennial Bank$101M33.8%2+50%
Community Bank$22M7.3%1no 2020 presence
The Peoples Bank$18M5.9%1+9%
The Bank of Fayette County$14M4.6%1no 2020 presence

The 5 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Jackson market

Chester County is one of 4 counties that make up the Jackson, TN market, a Metropolitan Statistical Area (ranked #205 of 293 U.S. markets by economic output). It produces 4.3% of the market’s output and holds 6.8% of its deposits.

MeasureChester CountyShare of parent market
2024 GDP$398M4.3%
Deposits$298M6.8%
Population17,9949.7%

View the full Jackson market profile →

Recruiting in Chester County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chester County.

See how we help banks recruit commercial banking talent