Christian County, Illinois, a core county of the Springfield-Jacksonville-Lincoln, IL market, holds $952M in deposits across 12 insured institutions and 19 branches. Peoples Bank & Trust is the largest deposit holder at 22.8% share. The top three banks hold 63% of deposits, which places the county in the Concentrated band. Deposits have grown 10.8% since 2020 while the branch count fell by 5.0%. It produces $1.4B of output, ranking #1,066 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 20 in 2020 to 19 in 2025. Institutions: 13 to 12. Top-three share: 60% to 63%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Peoples Bank & Trust | $217M | 22.8% | +4% |
| First National Bank of Pana | $213M | 22.4% | +46% |
| First National Bank in Taylorville | $170M | 17.8% | +3% |
| CNB Bank and Trust | $105M | 11.0% | +11% |
| U.S. Bank | $60M | 6.3% | +5% |
| Midland Community Bank | $57M | 6.0% | -8% |
| Regions Bank | $38M | 4.0% | +26% |
| Citizens Bank of Edinburg | $28M | 2.9% | +23% |
| The First National Bank of Assumption | $23M | 2.4% | +10% |
| First National Bank of Nokomis | $19M | 1.9% | +25% |
| First Mid Bank & Trust | $14M | 1.5% | +18% |
| The First National Bank of Raymond | $10M | 1.0% | -15% |
The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Springfield-Jacksonville-Lincoln market
Christian County is one of 6 counties that make up the Springfield-Jacksonville-Lincoln, IL market, a Combined Statistical Area (ranked #148 of 293 U.S. markets by economic output). It produces 8.6% of the market’s output and holds 7.8% of its deposits.
| Measure | Christian County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.4B | 8.6% |
| Deposits | $952M | 7.8% |
| Population | 33,443 | 11.0% |
View the full Springfield-Jacksonville-Lincoln market profile →
Recruiting in Christian County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Christian County.
See how we help banks recruit commercial banking talent