Heartland Bank and Trust Company holds $4.3B in deposits across 28 counties in 10 ranked markets and 2 states. Its deposit footprint is broadly distributed: the top three counties (Mclean County, Dekalb County, Cook County) hold 37% of its deposits, and Illinois accounts for 97% of the total. It ranks among the three largest institutions in 6 of the 28 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Mclean County, IL | $906M | 20.9% | 19.8% | 9 |
| 2. | Dekalb County, IL | $403M | 9.3% | 14.4% | 6 |
| 3. | Cook County, IL | $284M | 6.5% | 0.1% | 2 |
| 4. | Tazewell County, IL | $252M | 5.8% | 6.8% | 5 |
| 5. | Woodford County, IL | $243M | 5.6% | 26.0% | 6 |
| 6. | Sangamon County, IL | $242M | 5.6% | 2.6% | 3 |
| 7. | Bureau County, IL | $240M | 5.5% | 20.0% | 4 |
| 8. | Logan County, IL | $231M | 5.3% | 36.3% | 2 |
| 9. | De Witt County, IL | $176M | 4.0% | 31.3% | 3 |
| 10. | Will County, IL | $169M | 3.9% | 0.7% | 3 |
| 11. | Champaign County, IL | $148M | 3.4% | 2.1% | 3 |
| 12. | La Salle County, IL | $145M | 3.3% | 3.6% | 2 |
| 13. | Lake County, IL | $130M | 3.0% | 0.4% | 1 |
| 14. | Kendall County, IL | $117M | 2.7% | 4.1% | 3 |
| 15. | Ford County, IL | $66M | 1.5% | 13.0% | 1 |
| 16. | Peoria County, IL | $66M | 1.5% | 1.4% | 2 |
| 17. | St. Clair County, IL | $61M | 1.4% | 1.1% | 1 |
| 18. | Linn County, IA | $59M | 1.3% | 0.9% | 2 |
| 19. | Mchenry County, IL | $59M | 1.3% | 0.6% | 1 |
| 20. | Morgan County, IL | $58M | 1.3% | 5.6% | 1 |
| 21. | Kane County, IL | $55M | 1.3% | 0.4% | 1 |
| 22. | Adams County, IL | $51M | 1.2% | 2.3% | 1 |
| 23. | Macon County, IL | $40M | 0.9% | 1.7% | 1 |
| 24. | Grundy County, IL | $35M | 0.8% | 2.0% | 1 |
| 25. | Black Hawk County, IA | $29M | 0.7% | 1.0% | 1 |
| 26. | Marshall County, IL | $29M | 0.7% | 7.7% | 1 |
| 27. | Madison County, IL | $26M | 0.6% | 0.4% | 1 |
| 28. | Johnson County, IA | $22M | 0.5% | 0.4% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.