Columbia County, Georgia, a core county of the Augusta-Richmond County, GA-SC market, holds $3.4B in deposits across 15 insured institutions and 30 branches. Wells Fargo Bank, National Association is the largest deposit holder at 23.1% share. The top three institutions hold 49.4% of deposits, which places the county in the moderately concentrated band. Deposits have grown 21.2% since 2020. It produces $4.8B of output, ranking #615 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 30 in 2020 to 30 in 2025. Institutions: 14 to 15. Top-three share: 51.9% to 49.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $786M | 23.1% | +35% |
| SouthState Bank, National Association | $543M | 16.0% | 0% |
| Queensborough National Bank & Trust Company | $349M | 10.3% | +5% |
| Regions Bank | $342M | 10.1% | +47% |
| Synovus Bank | $257M | 7.6% | +20% |
| Bank of America, National Association | $221M | 6.5% | +33% |
| First State Bank | $150M | 4.4% | +23,999% |
| Truist Bank | $149M | 4.4% | -41% |
| Fifth Third Bank, National Association | $131M | 3.9% | -31% |
| Cadence Bank | $119M | 3.5% | +3% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Augusta-Richmond County market
Columbia County is one of 7 counties that make up the Augusta-Richmond County, GA-SC market, a Metropolitan Statistical Area (ranked #98 of 293 U.S. markets by economic output). It produces 15.8% of the market’s output and holds 27.2% of its deposits.
| Measure | Columbia County | Share of Augusta-Richmond County market |
|---|---|---|
| 2024 GDP | $4.8B | 15.8% |
| Deposits | $3.4B | 27.2% |
| Population | 169,189 | 26.4% |
View the full Augusta-Richmond County market profile →
Recruiting in Columbia County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Columbia County, on a retained basis.
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