Aiken County, South Carolina, a core county of the Augusta-Richmond County, GA-SC market, holds $3.7B in deposits across 12 insured institutions and 28 branches. Wells Fargo Bank is the largest deposit holder at 29.6% share. The top three banks hold 68% of deposits, which places the county in the Concentrated band. Deposits have grown 35.0% since 2021 while the branch count fell by 6.7%. It produced $7.6B of real gross domestic product in 2024, ranking #434 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 30 in 2021 to 28 in 2026. Institutions: 10 to 12. Top-three share: 60% to 68%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $1.1B | 29.6% | +203% |
| Security Federal Bank | $973M | 26.2% | +23% |
| Bank of America | $448M | 12.1% | -4% |
| First-Citizens Bank & Trust Company | $431M | 11.6% | +13% |
| Regions Bank | $258M | 6.9% | +8% |
| SouthState Bank | $191M | 5.2% | -29% |
| Coastal Carolina National Bank | $104M | 2.8% | +49% |
| TD Bank | $84M | 2.3% | -6% |
| First Community Bank | $67M | 1.8% | -8% |
| Southern Bank | $38M | 1.0% | no 2021 presence |
| JPMorgan Chase Bank | $11M | 0.3% | no 2021 presence |
| Woodforest National Bank | $7M | 0.2% | -7% |
The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Augusta-Richmond County market
Aiken County is one of 7 counties that make up the Augusta-Richmond County, GA-SC market, a Metropolitan Statistical Area (ranked #98 of 293 U.S. markets by economic output). It produces 25.4% of the market’s output and holds 28.7% of its deposits.
| Measure | Aiken County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.6B | 25.4% |
| Deposits | $3.7B | 28.7% |
| Population | 181,515 | 28.3% |
View the full Augusta-Richmond County market profile →
Recruiting in Aiken County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Aiken County.
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