Richmond County, Georgia, a core county of the Augusta-Richmond County, GA-SC market, holds $4.5B in deposits across 17 insured institutions and 37 branches. Wells Fargo Bank is the largest deposit holder at 27.7% share. The top three banks hold 58% of deposits, which places the county in the Moderate band. Deposits have grown 4.1% since 2021 while the branch count fell by 2.6%. It produced $13.2B of real gross domestic product in 2024, ranking #297 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 38 in 2021 to 37 in 2026. Institutions: 14 to 17. Top-three share: 64% to 58%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $1.3B | 27.7% | -10% |
| Queensborough National Bank & Trust Company | $736M | 16.2% | +77% |
| SouthState Bank | $655M | 14.4% | -14% |
| Bank of America | $566M | 12.4% | -13% |
| Truist Bank | $395M | 8.7% | +5% |
| The Huntington National Bank | $216M | 4.7% | -22% |
| Regions Bank | $183M | 4.0% | +20% |
| Ameris Bank | $159M | 3.5% | +606% |
| Fifth Third Bank | $91M | 2.0% | +12% |
| First Community Bank | $79M | 1.7% | -19% |
| Pinnacle Bank | $63M | 1.4% | +2% |
| Security Federal Bank | $57M | 1.3% | +446% |
| First-Citizens Bank & Trust Company | $30M | 0.7% | -10% |
| JPMorgan Chase Bank | $23M | 0.5% | no 2021 presence |
| Southern Bank | $16M | 0.4% | -32% |
| Vallant Bank | $10M | 0.2% | no 2021 presence |
| South Georgia Bank | $7M | 0.2% | no 2021 presence |
The 17 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Augusta-Richmond County market
Richmond County is one of 7 counties that make up the Augusta-Richmond County, GA-SC market, a Metropolitan Statistical Area (ranked #98 of 293 U.S. markets by economic output). It produces 43.8% of the market’s output and holds 35.2% of its deposits.
| Measure | Richmond County | Share of parent market |
|---|---|---|
| 2024 GDP | $13.2B | 43.8% |
| Deposits | $4.5B | 35.2% |
| Population | 206,559 | 32.2% |
View the full Augusta-Richmond County market profile →
Recruiting in Richmond County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Richmond County.
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