Franklin County, Washington, a core county of the Kennewick-Richland-Walla Walla, WA market, holds $904M in deposits across 8 insured institutions and 10 branches. Columbia Bank is the largest deposit holder at 19.9% share. The top three banks hold 58% of deposits, which places the county in the Moderate band. Deposits have fallen 17.4% since 2021 while the branch count fell by 23.1%. It produced $4.4B of real gross domestic product in 2024, ranking #650 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 13 in 2021 to 10 in 2026. Institutions: 11 to 8. Top-three share: 50% to 58%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Columbia Bank | $180M | 19.9% | -2% |
| U.S. Bank | $172M | 19.1% | -22% |
| Glacier Bank | $172M | 19.0% | +126% |
| Yakima Federal Savings and Loan Association | $145M | 16.0% | -23% |
| Banner Bank | $91M | 10.0% | +2% |
| JPMorgan Chase Bank | $78M | 8.6% | +45% |
| BMO Bank | $33M | 3.7% | -19% |
| Bank of Eastern Oregon | $33M | 3.7% | -1% |
The 8 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Kennewick-Richland-Walla Walla market
Franklin County is one of 3 counties that make up the Kennewick-Richland-Walla Walla, WA market, a Combined Statistical Area (ranked #129 of 293 U.S. markets by economic output). It produces 20.7% of the market’s output and holds 16.7% of its deposits.
| Measure | Franklin County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.4B | 20.7% |
| Deposits | $904M | 16.7% |
| Population | 102,612 | 26.5% |
View the full Kennewick-Richland-Walla Walla market profile →
Recruiting in Franklin County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Franklin County.
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