Kennewick-Richland-Walla Walla, WA holds $6.1 billion in deposits across 16 insured institutions and 60 branches, ranking #129 of 293 U.S. markets by economic output. Banner Bank is the largest deposit holder at 17.0% share. The top three institutions hold 42.8% of deposits, which places the market in the fragmented band. Deposits have grown 16% since 2020 while the branch count fell by 10.
Deposit trend
Branches: 70 in 2020 to 60 in 2025. Institutions: 19 to 16. Top-three share: 44.6% to 42.8%. Deposits per branch: $102M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Banner Bank | 1.0B | 17.0% | -6% |
| U.S. Bank | 0.8B | 13.6% | +16% |
| Bank of America | 0.8B | 12.2% | +50% |
| Community First Bank | 0.6B | 10.2% | +54% |
| Baker-Boyer National Bank | 0.6B | 9.2% | +7% |
| JPMorgan Chase Bank | 0.6B | 9.2% | +44% |
| Yakima Federal Savings and Loan Association | 0.5B | 8.0% | -0% |
| Umpqua Bank | 0.4B | 6.7% | +29% |
| Washington Trust Bank | 0.2B | 3.3% | +10% |
| Glacier Bank | 0.2B | 2.7% | new since 2020 |
The 10 largest of 16 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Benton County | Washington | $13,124M | 221,722 | 62.4% |
| Franklin County | Washington | $4,360M | 102,612 | 20.7% |
| Walla Walla County | Washington | $3,534M | 62,361 | 16.8% |
Recruiting in Kennewick
No single institution dominates deposits here, which usually means more competitors of a size where a strong team can move meaningful share. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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