Benton County, Washington, a core county of the Kennewick-Richland-Walla Walla, WA market, holds $3.0B in deposits across 16 insured institutions and 32 branches. Bank of America is the largest deposit holder at 24.0% share. The top three banks hold 55% of deposits, which places the county in the Moderate band. Deposits have fallen 10.7% since 2021 while the branch count fell by 11.1%. It produced $13.1B of real gross domestic product in 2024, ranking #301 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 36 in 2021 to 32 in 2026. Institutions: 15 to 16. Top-three share: 41% to 55%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of America | $724M | 24.0% | +48% |
| U.S. Bank | $542M | 18.0% | +9% |
| JPMorgan Chase Bank | $395M | 13.1% | +13% |
| Banner Bank | $337M | 11.2% | +2% |
| Yakima Federal Savings and Loan Association | $331M | 11.0% | -4% |
| Washington Trust Bank | $167M | 5.5% | -35% |
| Columbia Bank | $166M | 5.5% | -32% |
| Wells Fargo Bank | $111M | 3.7% | -6% |
| KeyBank | $110M | 3.6% | 0% |
| BMO Bank | $46M | 1.5% | -62% |
| Baker-Boyer National Bank | $44M | 1.5% | -28% |
| Glacier Bank | $19M | 0.6% | no 2021 presence |
| First Interstate Bank | $13M | 0.4% | -39% |
| WaFd Bank | $8M | 0.3% | no 2021 presence |
| bankcda | $2M | 0.1% | no 2021 presence |
| 1st Security Bank of Washington | <$1M | <0.1% | no 2021 presence |
The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Kennewick-Richland-Walla Walla market
Benton County is one of 3 counties that make up the Kennewick-Richland-Walla Walla, WA market, a Combined Statistical Area (ranked #129 of 293 U.S. markets by economic output). It produces 62.4% of the market’s output and holds 55.6% of its deposits.
| Measure | Benton County | Share of parent market |
|---|---|---|
| 2024 GDP | $13.1B | 62.4% |
| Deposits | $3.0B | 55.6% |
| Population | 221,722 | 57.3% |
View the full Kennewick-Richland-Walla Walla market profile →
Recruiting in Benton County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Benton County.
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