Market Intelligence

Fremont County, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Fremont County, Colorado, a core county of the Pueblo-Cañon City, CO market, holds $749M in deposits across 9 insured institutions and 10 branches. Sunflower Bank, National Association is the largest deposit holder at 24.1% share. The top three institutions hold 61.3% of deposits, which places the county in the concentrated band. Deposits have grown 1.9% since 2020 while the branch count fell by 1. It produces $1.6B of output, ranking #1,021 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.6B
#1,021 of 1,523
Total Deposits
$749M
#1,065 of 1,523
Population
50,039
#926 of 1,523
GDP per Capita
$31,751
#1,170 of 1,523
Insured Institutions
9
#766 of 1,523
Deposits per Branch
$75M
#993 of 1,523
Deposits per Capita
$14,971
#1,195 of 1,523
Branches per 100k Pop.
20.0
#1,010 of 1,523
Median Institution Size
$60M
Median deposits of the institutions operating in the county. #1,321 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
77.3%
of market deposits held by banks with $100M to $50B in assets. #550 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
61.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+1.9% over 5 years
$735M
2020
$839M
2021
$936M
2022
$765M
2023
$754M
2024
$749M
2025

Branches: 11 in 2020 to 10 in 2025. Institutions: 9 to 9. Top-three share: 57.2% to 61.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Sunflower Bank, National Association$180M24.1%1+18%
Glacier Bank$163M21.7%2+16%
Wells Fargo Bank, National Association$116M15.5%1+15%
The Pueblo Bank and Trust Company$72M9.6%1+29%
High Country Bank$60M8.0%1+52%
U.S. Bank National Association$54M7.2%1+27%
Rocky Mountain Bank & Trust$43M5.8%1+31%
First Interstate Bank$34M4.6%1-73%
InBank$26M3.5%1no 2020 presence

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Pueblo-Cañon City market

Fremont County is one of 2 counties that make up the Pueblo-Cañon City, CO market, a Combined Statistical Area (ranked #212 of 293 U.S. markets by economic output). It produces 18.8% of the market’s output and holds 25.8% of its deposits.

MeasureFremont CountyShare of Pueblo-Cañon City market
2024 GDP$1.6B18.8%
Deposits$749M25.8%
Population50,03922.8%

View the full Pueblo-Cañon City market profile →

Recruiting in Fremont County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fremont County, on a retained basis.

Start a confidential conversation