Market Intelligence

Geary County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceManhattan, KS › Geary County

Geary County, Kansas, a county in the Manhattan, KS market, holds $689M in deposits across 7 insured institutions and 12 branches. Central National Bank is the largest deposit holder at 50.1% share. The top three institutions hold 78.6% of deposits, which places the county in the concentrated band. Deposits have grown 42.2% since 2020 while the branch count fell by 1. It produces $2.9B of output, ranking #786 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.9B
#786 of 1,523
Total Deposits
$689M
#1,089 of 1,523
Population
36,338
#1,083 of 1,523
GDP per Capita
$80,343
#128 of 1,523
Insured Institutions
7
#950 of 1,523
Deposits per Branch
$57M
#1,294 of 1,523
Deposits per Capita
$18,969
#945 of 1,523
Branches per 100k Pop.
33.0
#378 of 1,523
Median Institution Size
$53M
Median deposits of the institutions operating in the county. #1,379 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #69 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
78.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+42.2% over 5 years
$485M
2020
$580M
2021
$602M
2022
$649M
2023
$681M
2024
$689M
2025

Branches: 13 in 2020 to 12 in 2025. Institutions: 7 to 7. Top-three share: 78.2% to 78.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Central National Bank$345M50.1%6+55%
Exchange Bank$131M19.0%1+62%
Intrust Bank, National Association$65M9.5%1-14%
KS StateBank$53M7.7%1+35%
Sunflower Bank, National Association$45M6.5%1+65%
Armed Forces Bank, National Association$33M4.8%1+25%
Landmark National Bank$17M2.4%1+29%

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Manhattan market

Geary County is one of 3 counties that make up the Manhattan, KS market, a Metropolitan Statistical Area (ranked #243 of 293 U.S. markets by economic output). It produces 41.4% of the market’s output and holds 15.5% of its deposits.

MeasureGeary CountyShare of Manhattan market
2024 GDP$2.9B41.4%
Deposits$689M15.5%
Population36,33826.7%

View the full Manhattan market profile →

Recruiting in Geary County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Geary County, on a retained basis.

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