Market Intelligence

Geary County, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceManhattan, KS › Geary County

Geary County, Kansas, a county in the Manhattan, KS market, holds $689M in deposits across 7 insured institutions and 12 branches. Central National Bank is the largest deposit holder at 50.1% share. The top three banks hold 79% of deposits, which places the county in the Concentrated band. Deposits have grown 42.2% since 2020 while the branch count fell by 7.7%. It produces $2.9B of output, ranking #786 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.9B
#786 of 1,523
Population
36,338
#1,083 of 1,523
GDP per Capita
$80,343
#128 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$689M
#1,089 of 1,523
Deposits per Capita
$18,969
#945 of 1,523
Deposits per Branch
$57M
#1,294 of 1,523
Competitive structure
Insured Institutions
7
#950 of 1,523
Branches per 100k Pop.
33.0
#378 of 1,523
Median Deposits per Institution
$53M
The median deposits booked by a single institution in the county. #1,379 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #80 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
79%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+42.2% over 5 years
$485M
2020
$580M
2021
$602M
2022
$649M
2023
$681M
2024
$689M
2025

Branches: 13 in 2020 to 12 in 2025. Institutions: 7 to 7. Top-three share: 78% to 79%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Central National Bank$345M50.1%6+55%
Exchange Bank$131M19.0%1+62%
Intrust Bank$65M9.5%1-14%
KS StateBank$53M7.7%1+35%
Sunflower Bank$45M6.5%1+65%
Armed Forces Bank$33M4.8%1+25%
Landmark National Bank$17M2.4%1+29%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Manhattan market

Geary County is one of 3 counties that make up the Manhattan, KS market, a Metropolitan Statistical Area (ranked #243 of 293 U.S. markets by economic output). It produces 41.4% of the market’s output and holds 15.5% of its deposits.

MeasureGeary CountyShare of parent market
2024 GDP$2.9B41.4%
Deposits$689M15.5%
Population36,33826.7%

View the full Manhattan market profile →

Recruiting in Geary County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Geary County.

See how we help banks recruit commercial banking talent