Market Intelligence

Riley County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceManhattan, KS › Riley County

Riley County, Kansas, a core county of the Manhattan, KS market, holds $2.8B in deposits across 16 insured institutions and 27 branches. KS StateBank is the largest deposit holder at 44.5% share. The top three institutions hold 63.5% of deposits, which places the county in the concentrated band. Deposits have grown 16.3% since 2020. It produces $3.0B of output, ranking #778 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.0B
#778 of 1,523
Total Deposits
$2.8B
#520 of 1,523
Population
72,598
#746 of 1,523
GDP per Capita
$40,683
#881 of 1,523
Insured Institutions
16
#352 of 1,523
Deposits per Branch
$105M
#524 of 1,523
Deposits per Capita
$39,012
#195 of 1,523
Branches per 100k Pop.
37.2
#276 of 1,523
Median Institution Size
$89M
Median deposits of the institutions operating in the county. #993 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
96.9%
of market deposits held by banks with $100M to $50B in assets. #230 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
63.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+16.3% over 5 years
$2.4B
2020
$2.6B
2021
$2.6B
2022
$2.6B
2023
$2.6B
2024
$2.8B
2025

Branches: 27 in 2020 to 27 in 2025. Institutions: 15 to 16. Top-three share: 68.2% to 63.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
KS StateBank$1.3B44.5%2+8%
Community First National Bank$313M11.1%2+29%
Commerce Bank$226M8.0%3-11%
Landmark National Bank$220M7.8%2+33%
Capitol Federal Savings Bank$181M6.4%2-2%
Bank of the Flint Hills$117M4.1%2+104%
Intrust Bank, National Association$110M3.9%2+59%
Outdoor Bank$101M3.6%2+62%
The Riley State Bank of Riley, Kansas$77M2.7%2+39%
Sunflower Bank, National Association$67M2.4%1+26%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Manhattan market

Riley County is one of 3 counties that make up the Manhattan, KS market, a Metropolitan Statistical Area (ranked #243 of 293 U.S. markets by economic output). It produces 41.9% of the market’s output and holds 63.6% of its deposits.

MeasureRiley CountyShare of Manhattan market
2024 GDP$3.0B41.9%
Deposits$2.8B63.6%
Population72,59853.3%

View the full Manhattan market profile →

Recruiting in Riley County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Riley County, on a retained basis.

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