Market Intelligence

Riley County, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Manhattan, KS › Riley County

Riley County, Kansas, a core county of the Manhattan, KS market, holds $2.8B in deposits across 16 insured institutions and 27 branches. KS StateBank is the largest deposit holder at 43.3% share. The top three banks hold 63% of deposits, which places the county in the Concentrated band. Deposits have grown 6.3% since 2021. It produced $3.0B of real gross domestic product in 2024, ranking #778 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$3.0B
#778 of 1,523
Population
72,598
#746 of 1,523
GDP per Capita
$40,683
#881 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$2.8B
#534 of 1,523
Deposits per Capita
$38,728
#206 of 1,523
Deposits per Branch
$104M
#577 of 1,523
Competitive structure
Insured Institutions
16
#353 of 1,523
Branches per 100k Pop.
37.2
#268 of 1,523
Median Deposits per Institution
$81M
The median deposits booked by a single institution in the county. #1,109 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
98.1%
of county deposits held by banks with $100M to $100B in assets. #248 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
63%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+6.3% over 5 years
$2.6B
2021
$2.6B
2022
$2.6B
2023
$2.6B
2024
$2.8B
2025
$2.8B
2026

Branches: 27 in 2021 to 27 in 2026. Institutions: 15 to 16. Top-three share: 69% to 63%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
KS StateBank$1.2B43.3%2-5%
Community First National Bank$327M11.6%2+32%
Commerce Bank$222M7.9%3-22%
Capitol Federal Savings Bank$219M7.8%2+12%
Landmark National Bank$182M6.5%2+5%
Bank of the Flint Hills$134M4.8%2+81%
Outdoor Bank$105M3.8%2+94%
The Riley State Bank of Riley, Kansas$83M3.0%2+22%
Intrust Bank$79M2.8%2+13%
Sunflower Bank$65M2.3%1+15%
UMB Bank$54M1.9%1-5%
Central National Bank$46M1.6%2+2%
United Bank & Trust$25M0.9%1+143%
JPMorgan Chase Bank$24M0.8%1no 2021 presence
New Century Bank$19M0.7%1+39%
Union State Bank$10M0.4%1+36%

The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Manhattan market

Riley County is one of 3 counties that make up the Manhattan, KS market, a Metropolitan Statistical Area (ranked #243 of 293 U.S. markets by economic output). It produces 41.9% of the market’s output and holds 62.1% of its deposits.

MeasureRiley CountyShare of parent market
2024 GDP$3.0B41.9%
Deposits$2.8B62.1%
Population72,59853.3%

View the full Manhattan market profile →

Recruiting in Riley County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Riley County.

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