Manhattan, KS, a Metropolitan Statistical Area, holds $4.5 billion in deposits across 22 insured institutions and 53 branches, and ranks #243 of 293 U.S. markets by economic output. KS StateBank is the largest deposit holder at 29.0% share. The top three banks hold 48% of deposits, which places the market in the Moderate band. Deposits have grown 14.1% since 2021 while the branch count fell by 3.6%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 55 in 2021 to 53 in 2026. Institutions: 21 to 22. Top-three share: 50% to 48%. Average deposits per branch: $85M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| KS StateBank | $1.3B | 29.0% | -3% |
| Central National Bank | $456M | 10.1% | +37% |
| Bank of the Flint Hills | $406M | 9.0% | +40% |
| Community First National Bank | $327M | 7.2% | +32% |
| The Farmers State Bank of Westmoreland | $226M | 5.0% | +16% |
| Kaw Valley State Bank and Trust Company | $223M | 4.9% | +21% |
| Commerce Bank | $222M | 4.9% | -22% |
| Capitol Federal Savings Bank | $219M | 4.8% | +12% |
| Landmark National Bank | $214M | 4.7% | +6% |
| Outdoor Bank | $177M | 3.9% | +189% |
| Intrust Bank | $137M | 3.0% | -7% |
| Exchange Bank | $126M | 2.8% | +59% |
| Sunflower Bank | $109M | 2.4% | +12% |
| The Riley State Bank of Riley, Kansas | $83M | 1.8% | +22% |
| The Bennington State Bank | $61M | 1.3% | +25% |
| UMB Bank | $54M | 1.2% | -5% |
| Union State Bank | $39M | 0.9% | +20% |
| Armed Forces Bank | $34M | 0.7% | +14% |
| ESB Financial | $34M | 0.7% | +1% |
| United Bank & Trust | $25M | 0.6% | +143% |
| JPMorgan Chase Bank | $24M | 0.5% | no 2021 presence |
| New Century Bank | $19M | 0.4% | +39% |
The 22 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Riley County | Kansas | $3.0B | 72,598 | 41.9% | 62.1% |
| Geary County | Kansas | $2.9B | 36,338 | 41.4% | 16.3% |
| Pottawatomie County | Kansas | $1.2B | 27,186 | 16.7% | 21.6% |
Recruiting in the Manhattan market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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