Manhattan, KS holds $4.5 billion in deposits across 22 insured institutions and 53 branches, ranking #243 of 293 U.S. markets by economic output. KS StateBank is the largest deposit holder at 30.5% share. The top three institutions hold 47.6% of deposits, which places the market in the moderate band. Deposits have grown 24% since 2020 while the branch count fell by 1.
Deposit trend
Branches: 54 in 2020 to 53 in 2025. Institutions: 21 to 22. Top-three share: 48.5% to 47.6%. Deposits per branch: $84M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| KS StateBank | 1.4B | 30.5% | +10% |
| Central National Bank | 0.4B | 8.8% | +49% |
| Bank of the Flint Hills | 0.4B | 8.3% | +46% |
| Community First National Bank | 0.3B | 7.0% | +29% |
| Landmark National Bank | 0.3B | 5.6% | +32% |
| Kaw Valley State Bank and Trust Company | 0.2B | 5.1% | +41% |
| Commerce Bank | 0.2B | 5.1% | -11% |
| The Farmers State Bank of Westmoreland | 0.2B | 4.6% | +12% |
| Outdoor Bank | 0.2B | 4.1% | +158% |
| Capitol Federal Savings Bank | 0.2B | 4.1% | -2% |
The 10 largest of 22 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Riley County | Kansas | $2,954M | 72,598 | 41.9% |
| Geary County | Kansas | $2,920M | 36,338 | 41.4% |
| Pottawatomie County | Kansas | $1,176M | 27,186 | 16.7% |
Recruiting in Manhattan
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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