Market Intelligence

Georgetown County, SC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Georgetown County, South Carolina, a core county of the Myrtle Beach-Conway, SC market, holds $2.1B in deposits across 11 insured institutions and 23 branches. South Atlantic Bank is the largest deposit holder at 15.8% share. The top three institutions hold 46.1% of deposits, which places the county in the moderately concentrated band. Deposits have fallen 9.1% since 2020 while the branch count fell by 2. It produces $3.1B of output, ranking #761 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.1B
#761 of 1,523
Total Deposits
$2.1B
#630 of 1,523
Population
65,912
#798 of 1,523
GDP per Capita
$46,742
#679 of 1,523
Insured Institutions
11
#591 of 1,523
Deposits per Branch
$93M
#698 of 1,523
Deposits per Capita
$32,516
#295 of 1,523
Branches per 100k Pop.
34.9
#332 of 1,523
Median Institution Size
$201M
Median deposits of the institutions operating in the county. #333 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
29.6%
of market deposits held by banks with $100M to $50B in assets. #1,249 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
46.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-9.1% over 5 years
$2.4B
2020
$1.9B
2021
$2.0B
2022
$2.0B
2023
$2.0B
2024
$2.1B
2025

Branches: 25 in 2020 to 23 in 2025. Institutions: 12 to 11. Top-three share: 55.6% to 46.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
South Atlantic Bank$339M15.8%2+74%
SouthState Bank, National Association$337M15.7%3+13%
Wells Fargo Bank, National Association$311M14.5%2+23%
First-Citizens Bank & Trust Company$254M11.8%3+11%
TD Bank, National Association$220M10.2%10%
Bank of America, National Association$201M9.4%2-74%
Truist Bank$186M8.7%2+1%
The Conway National Bank$168M7.8%2+76%
The Citizens Bank$79M3.7%4+33%
Anderson Brothers Bank$26M1.2%1+62%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Myrtle Beach-Conway market

Georgetown County is one of 2 counties that make up the Myrtle Beach-Conway, SC market, a Combined Statistical Area (ranked #133 of 293 U.S. markets by economic output). It produces 14.9% of the market’s output and holds 15.2% of its deposits.

MeasureGeorgetown CountyShare of Myrtle Beach-Conway market
2024 GDP$3.1B14.9%
Deposits$2.1B15.2%
Population65,91213.4%

View the full Myrtle Beach-Conway market profile →

Recruiting in Georgetown County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Georgetown County, on a retained basis.

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