Market Intelligence

Horry County, SC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Horry County, South Carolina, a core county of the Myrtle Beach-Conway, SC market, holds $12.0B in deposits across 21 insured institutions and 106 branches. The Conway National Bank is the largest deposit holder at 12.1% share. The top three institutions hold 31.8% of deposits, which places the county in the fragmented band. Deposits have grown 48.4% since 2020 while the branch count fell by 6. It produces $17.6B of output, ranking #241 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$17.6B
#241 of 1,523
Total Deposits
$12.0B
#178 of 1,523
Population
427,551
#179 of 1,523
GDP per Capita
$41,090
#871 of 1,523
Insured Institutions
21
#196 of 1,523
Deposits per Branch
$113M
#434 of 1,523
Deposits per Capita
$27,998
#468 of 1,523
Branches per 100k Pop.
24.8
#724 of 1,523
Median Institution Size
$510M
Median deposits of the institutions operating in the county. #38 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
48.1%
of market deposits held by banks with $100M to $50B in assets. #1,006 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
31.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+48.4% over 5 years
$8.1B
2020
$9.5B
2021
$10.9B
2022
$11.0B
2023
$11.5B
2024
$12.0B
2025

Branches: 112 in 2020 to 106 in 2025. Institutions: 20 to 21. Top-three share: 35.7% to 31.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Conway National Bank$1.4B12.1%14+34%
Anderson Brothers Bank$1.2B10.3%10+140%
Truist Bank$1.1B9.5%10+8%
Wells Fargo Bank, National Association$1.1B9.1%7+43%
TD Bank, National Association$999M8.3%7+70%
Bank of America, National Association$989M8.3%5+33%
South Atlantic Bank$798M6.7%4+75%
Coastal Carolina National Bank$744M6.2%4+107%
United Bank$654M5.5%7+30%
SouthState Bank, National Association$557M4.7%6+36%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Myrtle Beach-Conway market

Horry County is one of 2 counties that make up the Myrtle Beach-Conway, SC market, a Combined Statistical Area (ranked #133 of 293 U.S. markets by economic output). It produces 85.1% of the market’s output and holds 84.8% of its deposits.

MeasureHorry CountyShare of Myrtle Beach-Conway market
2024 GDP$17.6B85.1%
Deposits$12.0B84.8%
Population427,55186.6%

View the full Myrtle Beach-Conway market profile →

Recruiting in Horry County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Horry County, on a retained basis.

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