Market Intelligence

Greene County, MO

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceSpringfield, MO › Greene County

Greene County, Missouri, a core county of the Springfield, MO market, holds $13.7B in deposits across 34 insured institutions and 122 branches. Great Southern Bank is the largest deposit holder at 15.8% share. The top three institutions hold 37.0% of deposits, which places the county in the fragmented band. Deposits have grown 28.9% since 2020 while the branch count rose by 3. It produces $18.7B of output, ranking #229 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$18.7B
#229 of 1,523
Total Deposits
$13.7B
#165 of 1,523
Population
309,286
#239 of 1,523
GDP per Capita
$60,377
#347 of 1,523
Insured Institutions
34
#65 of 1,523
Deposits per Branch
$112M
#443 of 1,523
Deposits per Capita
$44,241
#132 of 1,523
Branches per 100k Pop.
39.4
#221 of 1,523
Median Institution Size
$164M
Median deposits of the institutions operating in the county. #460 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
85.1%
of market deposits held by banks with $100M to $50B in assets. #415 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
37.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+28.9% over 5 years
$10.6B
2020
$11.6B
2021
$11.9B
2022
$12.4B
2023
$13.0B
2024
$13.7B
2025

Branches: 119 in 2020 to 122 in 2025. Institutions: 30 to 34. Top-three share: 42.3% to 37.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Great Southern Bank$2.2B15.8%16+3%
Guaranty Bank$1.6B11.7%7+182%
Omb Bank$1.3B9.6%5+228%
The Central Trust Bank$1.2B8.8%17no 2020 presence
Commerce Bank$1.1B7.8%6-17%
Legacy Bank & Trust Company$876M6.4%2+528%
Oakstar Bank$821M6.0%2+61%
Bank of America, National Association$657M4.8%4+1%
U.S. Bank National Association$578M4.2%6+34%
Cadence Bank$411M3.0%4-1%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Springfield market

Greene County is one of 5 counties that make up the Springfield, MO market, a Metropolitan Statistical Area (ranked #119 of 293 U.S. markets by economic output). It produces 81.0% of the market’s output and holds 79.6% of its deposits.

MeasureGreene CountyShare of Springfield market
2024 GDP$18.7B81.0%
Deposits$13.7B79.6%
Population309,28661.8%

View the full Springfield market profile →

Recruiting in Greene County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Greene County, on a retained basis.

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