Southern Bank holds $4.3B in deposits across 36 counties in 7 ranked markets and 4 states. Its deposit footprint is broadly distributed: the top three counties (Butler County, Christian County, Stoddard County) hold 27% of its deposits, and Missouri accounts for 86% of the total. It ranks among the three largest institutions in 13 of the 36 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Butler County, MO | $631M | 14.7% | 37.8% | 6 |
| 2. | Christian County, MO | $283M | 6.6% | 16.4% | 4 |
| 3. | Stoddard County, MO | $255M | 5.9% | 22.5% | 5 |
| 4. | Cape Girardeau County, MO | $231M | 5.4% | 6.9% | 3 |
| 5. | Dunklin County, MO | $192M | 4.5% | 24.4% | 1 |
| 6. | Greene County, MO | $187M | 4.3% | 1.4% | 3 |
| 7. | Webster County, MO | $172M | 4.0% | 28.4% | 2 |
| 8. | Livingston County, MO | $155M | 3.6% | 29.4% | 2 |
| 9. | Clay County, MO | $145M | 3.4% | 2.5% | 3 |
| 10. | Nodaway County, MO | $143M | 3.3% | 17.5% | 1 |
| 11. | White County, AR | $137M | 3.2% | 6.7% | 3 |
| 12. | Craighead County, AR | $133M | 3.1% | 3.3% | 2 |
| 13. | Howell County, MO | $122M | 2.8% | 9.3% | 2 |
| 14. | Oregon County, MO | $110M | 2.6% | 53.6% | 3 |
| 15. | New Madrid County, MO | $109M | 2.5% | 25.2% | 2 |
| 16. | Jefferson County, MO | $108M | 2.5% | 2.7% | 1 |
| 17. | Taney County, MO | $104M | 2.4% | 6.6% | 1 |
| 18. | Buchanan County, MO | $100M | 2.3% | 4.1% | 2 |
| 19. | Alexander County, IL | $90M | 2.1% | 100.0% | 2 |
| 20. | Ripley County, MO | $82M | 1.9% | 32.5% | 1 |
| 21. | St. Louis County, MO | $81M | 1.9% | 0.2% | 1 |
| 22. | Stone County, MO | $75M | 1.8% | 11.4% | 1 |
| 23. | Greene County, AR | $75M | 1.7% | 5.4% | 1 |
| 24. | Grundy County, MO | $74M | 1.7% | 23.1% | 1 |
| 25. | Scott County, MO | $69M | 1.6% | 6.1% | 2 |
| 26. | Platte County, MO | $59M | 1.4% | 2.6% | 1 |
| 27. | Linn County, MO | $50M | 1.2% | 8.7% | 1 |
| 28. | Independence County, AR | $50M | 1.2% | 3.0% | 1 |
| 29. | Phelps County, MO | $46M | 1.1% | 3.5% | 1 |
| 30. | Union County, IL | $46M | 1.1% | 11.6% | 1 |
| 31. | Jackson County, MO | $39M | 0.9% | 0.1% | 1 |
| 32. | Cooper County, MO | $33M | 0.8% | 6.6% | 1 |
| 33. | Macon County, MO | $31M | 0.7% | 5.3% | 1 |
| 34. | Carter County, MO | $31M | 0.7% | 14.9% | 1 |
| 35. | Johnson County, KS | $29M | 0.7% | 0.1% | 1 |
| 36. | Lonoke County, AR | $23M | 0.5% | 1.4% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.