UMB Bank holds $60.6B in deposits across 92 counties in 31 ranked markets and 13 states. Its deposit footprint is highly concentrated: the top three counties (Jackson County, Denver County, Maricopa County) hold 67% of its deposits, and Missouri accounts for 62% of the total. It ranks among the three largest institutions in 29 of the 92 counties where it operates.
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See how we help banks recruit commercial banking talentDeposits by county
Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Jackson County, MO | $33.1B | 54.6% | 60.4% | 13 |
| 2. | Denver County, CO | $3.8B | 6.3% | 7.0% | 10 |
| 3. | Maricopa County, AZ | $3.5B | 5.8% | 2.0% | 14 |
| 4. | St. Louis (City) County, MO | $2.0B | 3.2% | 3.9% | 1 |
| 5. | Johnson County, KS | $1.8B | 3.0% | 6.6% | 15 |
| 6. | Winnebago County, IL | $1.7B | 2.8% | 21.5% | 4 |
| 7. | Bernalillo County, NM | $1.2B | 1.9% | 7.3% | 6 |
| 8. | Dubuque County, IA | $1.0B | 1.7% | 30.5% | 7 |
| 9. | Tarrant County, TX | $785M | 1.3% | 1.3% | 1 |
| 10. | Fresno County, CA | $699M | 1.2% | 3.6% | 1 |
| 11. | Dane County, WI | $646M | 1.1% | 2.5% | 3 |
| 12. | Lubbock County, TX | $534M | 0.9% | 4.5% | 5 |
| 13. | Hennepin County, MN | $495M | 0.8% | 0.4% | 2 |
| 14. | El Paso County, CO | $432M | 0.7% | 4.2% | 4 |
| 15. | Arapahoe County, CO | $378M | 0.6% | 1.9% | 4 |
| 16. | Jefferson County, CO | $361M | 0.6% | 2.0% | 6 |
| 17. | St. Louis County, MO | $347M | 0.6% | 0.8% | 7 |
| 18. | Santa Fe County, NM | $345M | 0.6% | 7.2% | 2 |
| 19. | Clay County, MO | $335M | 0.6% | 5.7% | 3 |
| 20. | Shawnee County, KS | $314M | 0.5% | 5.9% | 1 |
| 21. | Douglas County, NE | $302M | 0.5% | 0.9% | 1 |
| 22. | Sheboygan County, WI | $297M | 0.5% | 10.2% | 4 |
| 23. | Sandoval County, NM | $288M | 0.5% | 19.1% | 2 |
| 24. | San Luis Obispo County, CA | $239M | 0.4% | 2.8% | 2 |
| 25. | Greene County, MO | $212M | 0.3% | 1.5% | 3 |
| 26. | Buchanan County, MO | $203M | 0.3% | 8.2% | 2 |
| 27. | Sedgwick County, KS | $197M | 0.3% | 1.0% | 2 |
| 28. | Jo Daviess County, IL | $194M | 0.3% | 21.0% | 1 |
| 29. | Hockley County, TX | $191M | 0.3% | 28.6% | 1 |
| 30. | St. Charles County, MO | $164M | 0.3% | 1.6% | 3 |
| 31. | Mitchell County, TX | $162M | 0.3% | 47.0% | 1 |
| 32. | Green County, WI | $160M | 0.3% | 12.6% | 1 |
| 33. | Rio Arriba County, NM | $139M | 0.2% | 22.1% | 2 |
| 34. | Valencia County, NM | $132M | 0.2% | 15.3% | 1 |
| 35. | Boone County, MO | $131M | 0.2% | 2.3% | 1 |
| 36. | Platte County, MO | $131M | 0.2% | 5.8% | 1 |
| 37. | Curry County, NM | $125M | 0.2% | 10.7% | 1 |
| 38. | Scurry County, TX | $121M | 0.2% | 22.1% | 1 |
| 39. | Mariposa County, CA | $118M | 0.2% | 57.8% | 1 |
| 40. | Wyandotte County, KS | $115M | 0.2% | 4.8% | 2 |
| 41. | Cass County, MO | $104M | 0.2% | 5.1% | 1 |
| 42. | Johnson County, MO | $104M | 0.2% | 10.0% | 1 |
| 43. | Madison County, IL | $103M | 0.2% | 1.6% | 1 |
| 44. | Los Alamos County, NM | $99M | 0.2% | 11.3% | 1 |
| 45. | Oklahoma County, OK | $97M | 0.2% | 0.2% | 2 |
| 46. | Bailey County, TX | $95M | 0.2% | 60.2% | 1 |
| 47. | Cole County, MO | $95M | 0.2% | 2.0% | 1 |
| 48. | Linn County, MO | $94M | 0.2% | 16.3% | 1 |
| 49. | Grand County, CO | $92M | 0.2% | 20.7% | 1 |
| 50. | Jefferson County, MO | $91M | 0.1% | 2.3% | 1 |
| 51. | Madera County, CA | $87M | 0.1% | 5.6% | 1 |
| 52. | Jasper County, MO | $82M | 0.1% | 2.9% | 2 |
| 53. | Gray County, TX | $79M | 0.1% | 17.1% | 1 |
| 54. | Brown County, KS | $79M | 0.1% | 20.4% | 1 |
| 55. | Grant County, WI | $77M | 0.1% | 5.0% | 1 |
| 56. | Saline County, KS | $75M | 0.1% | 3.7% | 1 |
| 57. | Colfax County, NM | $74M | 0.1% | 16.5% | 2 |
| 58. | Quay County, NM | $73M | 0.1% | 25.0% | 1 |
| 59. | Nemaha County, KS | $72M | 0.1% | 6.4% | 1 |
| 60. | Ector County, TX | $70M | 0.1% | 1.8% | 1 |
| 61. | Lamb County, TX | $70M | 0.1% | 18.3% | 1 |
| 62. | Benton County, MO | $70M | 0.1% | 13.6% | 1 |
| 63. | Tulsa County, OK | $70M | 0.1% | 0.2% | 1 |
| 64. | Atchison County, KS | $69M | 0.1% | 13.9% | 1 |
| 65. | Barry County, MO | $66M | 0.1% | 6.1% | 1 |
| 66. | Milwaukee County, WI | $65M | 0.1% | 0.1% | 1 |
| 67. | Weld County, CO | $65M | 0.1% | 1.0% | 1 |
| 68. | Bourbon County, KS | $64M | 0.1% | 20.0% | 1 |
| 69. | Boulder County, CO | $61M | 0.1% | 0.5% | 1 |
| 70. | Russell County, KS | $61M | 0.1% | 20.5% | 1 |
| 71. | Taylor County, TX | $60M | 0.1% | 1.3% | 1 |
| 72. | St. Clair County, IL | $55M | 0.1% | 1.0% | 1 |
| 73. | Eagle County, CO | $55M | 0.1% | 1.8% | 1 |
| 74. | Lynn County, TX | $54M | 0.1% | 47.4% | 1 |
| 75. | Midland County, TX | $51M | 0.1% | 0.6% | 1 |
| 76. | Douglas County, KS | $50M | 0.1% | 1.4% | 1 |
| 77. | Riley County, KS | $50M | 0.1% | 1.8% | 1 |
| 78. | Collin County, TX | $46M | 0.1% | 0.1% | 1 |
| 79. | Cooper County, MO | $45M | 0.1% | 9.0% | 1 |
| 80. | Tuolumne County, CA | $42M | 0.1% | 2.9% | 1 |
| 81. | Henry County, MO | $38M | 0.1% | 4.7% | 1 |
| 82. | Guadalupe County, NM | $36M | 0.1% | 100.0% | 1 |
| 83. | Denton County, TX | $34M | 0.1% | 0.0% | 1 |
| 84. | Dickinson County, KS | $34M | 0.1% | 6.4% | 1 |
| 85. | Union County, NM | $33M | 0.1% | 20.6% | 1 |
| 86. | Brown County, WI | $29M | 0.0% | 0.2% | 1 |
| 87. | Dallas County, TX | $28M | 0.0% | 0.0% | 1 |
| 88. | Parmer County, TX | $28M | 0.0% | 6.2% | 1 |
| 89. | Yoakum County, TX | $25M | 0.0% | 7.0% | 1 |
| 90. | Polk County, IA | $25M | 0.0% | 0.1% | 1 |
| 91. | Roosevelt County, NM | $23M | 0.0% | 9.6% | 1 |
| 92. | Monterey County, CA | $17M | 0.0% | 0.1% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.