Market Intelligence

UMB Bank

Headquartered in Kansas City, MO
Institution deposit footprint ยท FDIC Summary of Deposits (SOD), June 30, 2025

UMB Bank holds $71.4B in total assets and has $60.6B in deposits across 92 counties in 31 ranked markets and 13 states. Its deposit footprint is highly concentrated: the top three counties (Jackson County, Missouri, Denver County, Colorado, and Maricopa County, Arizona) hold 67% of its deposits, and Missouri accounts for 62% of the total. It is among the top three banks by deposits in 29 of the 92 counties where it operates. Figures are from the FDIC Summary of Deposits as of June 30, 2025, and are refreshed once a year when the next survey is released, not quarterly.

Deposit footprint
Deposits (SOD, 6/30/25)
$60.6B
nominal
Counties
92
where it holds deposits
Branches
197
reported offices, 6/30/25
Ranked Markets
31
CSAs / MSAs touched

Deposits by county

Data as of June 30, 2025 (FDIC Summary of Deposits)

CountyDepositsCounty’s
% of
Bank’s Deposits
Bank’s
% of
County Deposits
Branches
Jackson County, MO$33.1B54.6%60.4%13
Denver County, CO$3.8B6.3%7.0%10
Maricopa County, AZ$3.5B5.8%2.0%14
St. Louis city, MO$2.0B3.2%3.9%1
Johnson County, KS$1.8B3.0%6.6%15
Winnebago County, IL$1.7B2.8%21.5%4
Bernalillo County, NM$1.2B1.9%7.3%6
Dubuque County, IA$1.0B1.7%30.5%7
Tarrant County, TX$785M1.3%1.3%1
Fresno County, CA$699M1.2%3.6%1
Dane County, WI$646M1.1%2.5%3
Lubbock County, TX$534M0.9%4.5%5
Hennepin County, MN$495M0.8%0.4%2
El Paso County, CO$432M0.7%4.2%4
Arapahoe County, CO$378M0.6%1.9%4
Jefferson County, CO$361M0.6%2.0%6
St. Louis County, MO$347M0.6%0.8%7
Santa Fe County, NM$345M0.6%7.2%2
Clay County, MO$335M0.6%5.7%3
Shawnee County, KS$314M0.5%5.9%1
Douglas County, NE$302M0.5%0.9%1
Sheboygan County, WI$297M0.5%10.2%4
Sandoval County, NM$288M0.5%19.1%2
San Luis Obispo County, CA$239M0.4%2.8%2
Greene County, MO$212M0.3%1.5%3
Buchanan County, MO$203M0.3%8.2%2
Sedgwick County, KS$197M0.3%1.0%2
Jo Daviess County, IL$194M0.3%21.0%1
Hockley County, TX$191M0.3%28.6%1
St. Charles County, MO$164M0.3%1.6%3
Mitchell County, TX$162M0.3%47.0%1
Green County, WI$160M0.3%12.6%1
Rio Arriba County, NM$139M0.2%22.1%2
Valencia County, NM$132M0.2%15.3%1
Boone County, MO$131M0.2%2.3%1
Platte County, MO$131M0.2%5.8%1
Curry County, NM$125M0.2%10.7%1
Scurry County, TX$121M0.2%22.1%1
Mariposa County, CA$118M0.2%57.8%1
Wyandotte County, KS$115M0.2%4.8%2
Cass County, MO$104M0.2%5.1%1
Johnson County, MO$104M0.2%10.0%1
Madison County, IL$103M0.2%1.6%1
Los Alamos County, NM$99M0.2%11.3%1
Oklahoma County, OK$97M0.2%0.2%2
Bailey County, TX$95M0.2%60.2%1
Cole County, MO$95M0.2%2.0%1
Linn County, MO$94M0.2%16.3%1
Grand County, CO$92M0.2%20.7%1
Jefferson County, MO$91M0.1%2.3%1
Madera County, CA$87M0.1%5.6%1
Jasper County, MO$82M0.1%2.9%2
Gray County, TX$79M0.1%17.1%1
Brown County, KS$79M0.1%20.4%1
Grant County, WI$77M0.1%5.0%1
Saline County, KS$75M0.1%3.7%1
Colfax County, NM$74M0.1%16.5%2
Quay County, NM$73M0.1%25.0%1
Nemaha County, KS$72M0.1%6.4%1
Ector County, TX$70M0.1%1.8%1
Lamb County, TX$70M0.1%18.3%1
Benton County, MO$70M0.1%13.6%1
Tulsa County, OK$70M0.1%0.2%1
Atchison County, KS$69M0.1%13.9%1
Barry County, MO$66M0.1%6.1%1
Milwaukee County, WI$65M0.1%0.1%1
Weld County, CO$65M0.1%1.0%1
Bourbon County, KS$64M0.1%20.0%1
Boulder County, CO$61M0.1%0.5%1
Russell County, KS$61M0.1%20.5%1
Taylor County, TX$60M0.1%1.3%1
St. Clair County, IL$55M0.1%1.0%1
Eagle County, CO$55M0.1%1.8%1
Lynn County, TX$54M0.1%47.4%1
Midland County, TX$51M0.1%0.6%1
Douglas County, KS$50M0.1%1.4%1
Riley County, KS$50M0.1%1.8%1
Collin County, TX$46M0.1%0.1%1
Cooper County, MO$45M0.1%9.0%1
Tuolumne County, CA$42M0.1%2.9%1
Henry County, MO$38M0.1%4.7%1
Guadalupe County, NM$36M0.1%100.0%1
Denton County, TX$34M0.1%<0.1%1
Dickinson County, KS$34M0.1%6.4%1
Union County, NM$33M0.1%20.6%1
Brown County, WI$29M<0.1%0.2%1
Dallas County, TX$28M<0.1%<0.1%1
Parmer County, TX$28M<0.1%6.2%1
Yoakum County, TX$25M<0.1%7.0%1
Polk County, IA$25M<0.1%0.1%1
Roosevelt County, NM$23M<0.1%9.6%1
Monterey County, CA$17M<0.1%0.1%1

“Deposits (SOD)” are deposits as reported to the FDIC at branch level in the Summary of Deposits (SOD), June 30, 2025, and are nominal. They reflect where deposits are booked and may differ from the institution’s balance-sheet total. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total SOD deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.

Browse all covered institutions in the bank directory or the banks headquartered in MO. All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.

UMB Bank is named on this page solely to describe publicly reported FDIC deposit data. Its appearance does not imply any affiliation between UMB Bank and The Executive Recruiter Group, or endorsement by either.