Market Intelligence

Jackson County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceTopeka, KS › Jackson County

Jackson County, Kansas, a county in the Topeka, KS market, holds $399M in deposits across 3 insured institutions and 6 branches. The Denison State Bank is the largest deposit holder at 69.7% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 23.9% since 2020. It produces $337M of output, ranking #1,426 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$337M
#1,426 of 1,523
Total Deposits
$399M
#1,271 of 1,523
Population
13,438
#1,406 of 1,523
GDP per Capita
$25,073
#1,373 of 1,523
Insured Institutions
3
#1,362 of 1,523
Deposits per Branch
$67M
#1,143 of 1,523
Deposits per Capita
$29,722
#400 of 1,523
Branches per 100k Pop.
44.6
#157 of 1,523
Median Institution Size
$66M
Median deposits of the institutions operating in the county. #1,245 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
83.5%
of market deposits held by banks with $100M to $50B in assets. #440 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+23.9% over 5 years
$322M
2020
$365M
2021
$383M
2022
$361M
2023
$392M
2024
$399M
2025

Branches: 6 in 2020 to 6 in 2025. Institutions: 3 to 3. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Denison State Bank$278M69.7%3+26%
The Farmers State Bank$66M16.5%1+21%
GNBank, National Association$55M13.8%2+19%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Topeka market

Jackson County is one of 5 counties that make up the Topeka, KS market, a Metropolitan Statistical Area (ranked #170 of 293 U.S. markets by economic output). It produces 2.7% of the market’s output and holds 6.1% of its deposits.

MeasureJackson CountyShare of Topeka market
2024 GDP$337M2.7%
Deposits$399M6.1%
Population13,4385.8%

View the full Topeka market profile →

Recruiting in Jackson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jackson County, on a retained basis.

Start a confidential conversation