Market Intelligence

Shawnee County, KS

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceTopeka, KS › Shawnee County

Shawnee County, Kansas, a core county of the Topeka, KS market, holds $5.3B in deposits across 19 insured institutions and 56 branches. Capitol Federal Savings Bank is the largest deposit holder at 37.3% share. The top three institutions hold 62.4% of deposits, which places the county in the concentrated band. Deposits have grown 13.7% since 2020 while the branch count fell by 12. It produces $11.4B of output, ranking #332 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$11.4B
#332 of 1,523
Total Deposits
$5.3B
#322 of 1,523
Population
178,607
#388 of 1,523
GDP per Capita
$64,018
#277 of 1,523
Insured Institutions
19
#245 of 1,523
Deposits per Branch
$95M
#660 of 1,523
Deposits per Capita
$29,904
#392 of 1,523
Branches per 100k Pop.
31.4
#435 of 1,523
Median Institution Size
$130M
Median deposits of the institutions operating in the county. #646 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
87.2%
of market deposits held by banks with $100M to $50B in assets. #379 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
62.4%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+13.7% over 5 years
$4.7B
2020
$5.1B
2021
$5.2B
2022
$4.8B
2023
$4.7B
2024
$5.3B
2025

Branches: 68 in 2020 to 56 in 2025. Institutions: 19 to 19. Top-three share: 61.8% to 62.4%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Capitol Federal Savings Bank$2.0B37.3%10+14%
CoreFirst Bank & Trust$945M17.7%10+29%
Silver Lake Bank$393M7.4%4+49%
U.S. Bank National Association$369M6.9%4-13%
UMB Bank, National Association$314M5.9%1-2%
Kaw Valley Bank$259M4.8%7-11%
Intrust Bank, National Association$175M3.3%1+102%
Community Bank$153M2.9%1+44%
Heritage Bank$131M2.5%1+114%
Equity Bank$130M2.4%2-12%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Topeka market

Shawnee County is one of 5 counties that make up the Topeka, KS market, a Metropolitan Statistical Area (ranked #170 of 293 U.S. markets by economic output). It produces 90.9% of the market’s output and holds 81.2% of its deposits.

MeasureShawnee CountyShare of Topeka market
2024 GDP$11.4B90.9%
Deposits$5.3B81.2%
Population178,60776.6%

View the full Topeka market profile →

Recruiting in Shawnee County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Shawnee County, on a retained basis.

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