Market Intelligence

Shawnee County, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Topeka, KS › Shawnee County

Shawnee County, Kansas, a core county of the Topeka, KS market, holds $5.8B in deposits across 18 insured institutions and 56 branches. Capitol Federal Savings Bank is the largest deposit holder at 39.8% share. The top three banks hold 64% of deposits, which places the county in the Concentrated band. Deposits have grown 15.2% since 2021 while the branch count fell by 18.8%. It produced $11.4B of real gross domestic product in 2024, ranking #332 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$11.4B
#332 of 1,523
Population
178,607
#388 of 1,523
GDP per Capita
$64,018
#277 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$5.8B
#311 of 1,523
Deposits per Capita
$32,653
#320 of 1,523
Deposits per Branch
$104M
#576 of 1,523
Competitive structure
Insured Institutions
18
#273 of 1,523
Branches per 100k Pop.
31.4
#424 of 1,523
Median Deposits per Institution
$131M
The median deposits booked by a single institution in the county. #658 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
93.2%
of county deposits held by banks with $100M to $100B in assets. #308 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
64%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+15.2% over 5 years
$5.1B
2021
$5.2B
2022
$4.8B
2023
$4.7B
2024
$5.3B
2025
$5.8B
2026

Branches: 69 in 2021 to 56 in 2026. Institutions: 20 to 18. Top-three share: 63% to 64%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Capitol Federal Savings Bank$2.3B39.8%10+17%
CoreFirst Bank & Trust$981M16.8%10+16%
Silver Lake Bank$422M7.2%4+41%
U.S. Bank$397M6.8%4+6%
UMB Bank$357M6.1%1+3%
Kaw Valley Bank$283M4.9%7-1%
Heritage Bank$279M4.8%3+31%
Community Bank$163M2.8%1+43%
Intrust Bank$141M2.4%1+85%
Equity Bank$121M2.1%2+1%
Community National Bank$103M1.8%1-32%
The Bennington State Bank$93M1.6%2-27%
Landmark National Bank$59M1.0%3+8%
Central National Bank$54M0.9%3+33%
Bank of the Flint Hills$27M0.5%1+71%
The Denison State Bank$18M0.3%1+19%
The Stockgrowers State Bank$8M0.1%1+3,245%
The Lyndon State Bank$4M0.1%1-28%

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Topeka market

Shawnee County is one of 5 counties that make up the Topeka, KS market, a Metropolitan Statistical Area (ranked #170 of 293 U.S. markets by economic output). It produces 90.9% of the market’s output and holds 81.9% of its deposits.

MeasureShawnee CountyShare of parent market
2024 GDP$11.4B90.9%
Deposits$5.8B81.9%
Population178,60776.6%

View the full Topeka market profile →

Recruiting in Shawnee County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Shawnee County.

See how we help banks recruit commercial banking talent