Topeka, KS holds $6.6 billion in deposits across 32 insured institutions and 87 branches, ranking #170 of 293 U.S. markets by economic output. Capitol Federal Savings Bank is the largest deposit holder at 30.3% share. The top three institutions hold 50.6% of deposits, which places the market in the moderate band. Deposits have grown 16% since 2020 while the branch count fell by 13.
Deposit trend
Branches: 100 in 2020 to 87 in 2025. Institutions: 33 to 32. Top-three share: 51.2% to 50.6%. Deposits per branch: $76M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Capitol Federal Savings Bank | 2.0B | 30.3% | +14% |
| CoreFirst Bank & Trust | 1.0B | 14.4% | +29% |
| Silver Lake Bank | 0.4B | 6.0% | +49% |
| The Denison State Bank | 0.4B | 5.7% | +25% |
| U.S. Bank | 0.4B | 5.6% | -13% |
| UMB Bank | 0.3B | 4.8% | -2% |
| Kaw Valley Bank | 0.3B | 3.9% | -11% |
| Intrust Bank | 0.2B | 2.7% | +102% |
| Community Bank | 0.2B | 2.3% | +44% |
| Heritage Bank | 0.1B | 2.0% | +114% |
The 10 largest of 32 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Shawnee County | Kansas | $11,434M | 178,607 | 90.9% |
| Jefferson County | Kansas | $362M | 18,296 | 2.9% |
| Jackson County | Kansas | $337M | 13,438 | 2.7% |
| Osage County | Kansas | $308M | 15,693 | 2.5% |
| Wabaunsee County | Kansas | $132M | 7,018 | 1.0% |
Recruiting in Topeka
Deposits are neither closely held nor widely dispersed, which usually leaves room for a well-led team to take share without competing head-on with a dominant holder. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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