Market Intelligence

Jackson County, OR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Jackson County, Oregon, a core county of the Medford-Grants Pass, OR market, holds $4.6B in deposits across 12 insured institutions and 47 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 20.5% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 7.0% since 2020 while the branch count fell by 20.3%. It produces $10.5B of output, ranking #345 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$10.5B
#345 of 1,523
Population
221,795
#324 of 1,523
GDP per Capita
$47,506
#655 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$4.6B
#362 of 1,523
Deposits per Capita
$20,748
#851 of 1,523
Deposits per Branch
$98M
#626 of 1,523
Competitive structure
Insured Institutions
12
#526 of 1,523
Branches per 100k Pop.
21.2
#918 of 1,523
Median Deposits per Institution
$343M
The median deposits booked by a single institution in the county. #114 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
47.9%
of county deposits held by banks with $100M to $100B in assets. #1,124 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
48%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+7.0% over 5 years
$4.3B
2020
$5.9B
2021
$5.1B
2022
$4.6B
2023
$4.9B
2024
$4.6B
2025

Branches: 59 in 2020 to 47 in 2025. Institutions: 13 to 12. Top-three share: 51% to 48%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$944M20.5%7+27%
U.S. Bank$652M14.2%5-9%
Umpqua Bank$620M13.5%6-17%
Wells Fargo Bank$582M12.6%4+4%
People's Bank of Commerce$445M9.7%5+28%
Banner Bank$369M8.0%3+23%
First Interstate Bank$316M6.9%5+28%
Washington Federal Bank$299M6.5%3+24%
KeyBank$221M4.8%4-25%
Evergreen Federal Bank$130M2.8%3+36%
Oregon Pacific Banking Company dba Oregon Pacific Bank$23M0.5%1+621%
Davidson Trust Co.$0M0.0%1no 2020 presence

The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Medford-Grants Pass market

Jackson County is one of 2 counties that make up the Medford-Grants Pass, OR market, a Combined Statistical Area (ranked #164 of 293 U.S. markets by economic output). It produces 77.6% of the market’s output and holds 69.4% of its deposits.

MeasureJackson CountyShare of parent market
2024 GDP$10.5B77.6%
Deposits$4.6B69.4%
Population221,79571.6%

View the full Medford-Grants Pass market profile →

Recruiting in Jackson County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jackson County.

See how we help banks recruit commercial banking talent