Market Intelligence

Medford-Grants Pass, OR

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Medford-Grants Pass, OR

Medford-Grants Pass, OR, a Combined Statistical Area, holds $6.6 billion in deposits across 12 insured institutions and 63 branches, ranking #164 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 17.5% share. The top three institutions hold 44.9% of deposits, which places the market in the fragmented band. Deposits have grown 8.7% since 2020 while the branch count fell by 20.3%.

Economic scale
2024 Real GDP
$13.6B
#164 of 293
Population
310K
#147 of 293
GDP per Capita
$43,853
#248 of 293
Deposit market
Total Deposits
$6.6B
#162 of 293
Deposits per Capita
$21,314
#220 of 293
Deposits per Branch
$105M
#154 of 293
Competitive structure
Insured Institutions
12
#241 of 293
Branches per 100k Pop.
20.3
#193 of 293
Median Deposits per Institution
$525M
The median deposits booked by a single institution in the market. #24 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
39.3%
of market deposits held by banks with $100M to $50B in assets. #208 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
44.9%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +8.7% over 5 years
$6.1B
2020
$8.0B
2021
$7.3B
2022
$6.6B
2023
$6.9B
2024
$6.6B
2025
Deposits rose +30.3% between 2020 and 2021 with concentration roughly unchanged, consistent with the broad deposit inflows seen across many markets in that period rather than a shift by any one institution.

Branches: 79 in 2020 to 63 in 2025. Institutions: 13 to 12. Top-three share: 47.4% to 44.9%. Deposits per branch: $105M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
JPMorgan Chase Bank$1.2B17.5%8+29%
Umpqua Bank$0.9B13.9%8-14%
U.S. Bank$0.9B13.5%6-3%
Wells Fargo Bank$0.8B11.8%5+8%
Banner Bank$0.6B8.5%5+26%
People's Bank of Commerce$0.5B8.0%6+36%
First Interstate Bank$0.5B7.8%7+20%
Evergreen Federal Bank$0.5B7.5%5+14%
Washington Federal Bank$0.5B7.1%6+14%
KeyBank$0.3B4.0%5-24%
Oregon Pacific Banking Company dba Oregon Pacific Bank$23M0.4%1+621%
Davidson Trust Co.$0M0.0%1no 2020 presence

The 12 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Jackson CountyOregon$10.5B221,79577.6%69.4%
Josephine CountyOregon$3.0B87,86722.4%30.6%

Recruiting in the Medford-Grants Pass market

No single institution dominates deposits here, which often means more competitors of a size where a well-positioned team has room to compete. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

See how we help banks recruit commercial banking talent