Market Intelligence

Jones County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Jones County, Texas, a county in the Abilene-Sweetwater, TX market, holds $142M in deposits across 3 insured institutions and 3 branches. The First National Bank of Anson is the largest deposit holder at 56.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have fallen 13.5% since 2020 while the branch count fell by 1. It produces $463M of output, ranking #1,377 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$463M
#1,377 of 1,523
Total Deposits
$142M
#1,456 of 1,523
Population
20,861
#1,291 of 1,523
GDP per Capita
$22,210
#1,429 of 1,523
Insured Institutions
3
#1,364 of 1,523
Deposits per Branch
$47M
#1,402 of 1,523
Deposits per Capita
$6,795
#1,488 of 1,523
Branches per 100k Pop.
14.4
#1,318 of 1,523
Median Institution Size
$32M
Median deposits of the institutions operating in the county. #1,496 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
44.0%
of market deposits held by banks with $100M to $50B in assets. #1,058 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-13.5% over 5 years
$164M
2020
$157M
2021
$136M
2022
$132M
2023
$123M
2024
$142M
2025

Branches: 4 in 2020 to 3 in 2025. Institutions: 4 to 3. Top-three share: 89.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The First National Bank of Anson$79M56.0%1+20%
First National Bank and Trust Company of Weatherford$32M22.3%1no 2020 presence
The First State Bank$31M21.8%1no 2020 presence

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Abilene-Sweetwater market

Jones County is one of 4 counties that make up the Abilene-Sweetwater, TX market, a Combined Statistical Area (ranked #199 of 293 U.S. markets by economic output). It produces 4.9% of the market’s output and holds 2.6% of its deposits.

MeasureJones CountyShare of Abilene-Sweetwater market
2024 GDP$463M4.9%
Deposits$142M2.6%
Population20,86110.5%

View the full Abilene-Sweetwater market profile →

Recruiting in Jones County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jones County, on a retained basis.

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