Market Intelligence

Taylor County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Taylor County, Texas, a core county of the Abilene-Sweetwater, TX market, holds $4.5B in deposits across 16 insured institutions and 38 branches. First Financial Bank is the largest deposit holder at 62.5% share. The top three institutions hold 77.3% of deposits, which places the county in the concentrated band. Deposits have grown 39.4% since 2020 while the branch count fell by 3. It produces $7.7B of output, ranking #432 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$7.7B
#432 of 1,523
Total Deposits
$4.5B
#369 of 1,523
Population
150,077
#463 of 1,523
GDP per Capita
$51,299
#542 of 1,523
Insured Institutions
16
#358 of 1,523
Deposits per Branch
$119M
#386 of 1,523
Deposits per Capita
$30,172
#379 of 1,523
Branches per 100k Pop.
25.3
#698 of 1,523
Median Institution Size
$67M
Median deposits of the institutions operating in the county. #1,240 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
85.7%
of market deposits held by banks with $100M to $50B in assets. #405 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
77.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+39.4% over 5 years
$3.2B
2020
$3.8B
2021
$3.9B
2022
$4.0B
2023
$4.2B
2024
$4.5B
2025

Branches: 41 in 2020 to 38 in 2025. Institutions: 16 to 16. Top-three share: 72.0% to 77.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Financial Bank$2.8B62.5%14+71%
Bank of America, National Association$341M7.5%1-12%
Prosperity Bank$331M7.3%7+12%
Clear Fork Bank, National Association$215M4.7%1+131%
First National Bank and Trust Company of Weatherford$189M4.2%3no 2020 presence
JPMorgan Chase Bank, National Association$162M3.6%1+14%
Coleman County State Bank$89M2.0%2+84%
Citizens Bank, National Association$73M1.6%1+24%
UMB Bank, National Association$60M1.3%1no 2020 presence
Western Bank$58M1.3%1+26%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Abilene-Sweetwater market

Taylor County is one of 4 counties that make up the Abilene-Sweetwater, TX market, a Combined Statistical Area (ranked #199 of 293 U.S. markets by economic output). It produces 80.8% of the market’s output and holds 82.2% of its deposits.

MeasureTaylor CountyShare of Abilene-Sweetwater market
2024 GDP$7.7B80.8%
Deposits$4.5B82.2%
Population150,07775.2%

View the full Abilene-Sweetwater market profile →

Recruiting in Taylor County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Taylor County, on a retained basis.

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