Lancaster County, NE

Lancaster County, Nebraska, a core county of the Lincoln-Beatrice, NE market, holds $14.2B in deposits across 31 insured institutions and 116 branches. Union Bank and Trust Company is the largest deposit holder at 40.8% share. The top three banks hold 59% of deposits, which places the county in the Moderate band. Deposits have grown 34.7% since 2020 while the branch count fell by 11.5%. It produces $22.8B of output, ranking #201 of the 1,523 ranked counties by economic output.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Branches: 131 in 2020 to 116 in 2025. Institutions: 30 to 31. Top-three share: 55% to 59%.

Institutions by deposits

The 31 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Lincoln-Beatrice market

Lancaster County is one of 3 counties that make up the Lincoln-Beatrice, NE market, a Combined Statistical Area (ranked #113 of 293 U.S. markets by economic output). It produces 91.7% of the market’s output and holds 87.1% of its deposits.

View the full Lincoln-Beatrice market profile →