Lane County, Oregon, a core county of the Eugene-Springfield, OR market, holds $6.7B in deposits across 14 insured institutions and 54 branches. Umpqua Bank is the largest deposit holder at 21.9% share. The top three institutions hold 49.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 2.2% since 2020 while the branch count fell by 23.9%. It produces $18.4B of output, ranking #232 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 71 in 2020 to 54 in 2025. Institutions: 13 to 14. Top-three share: 45.9% to 49.0%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Umpqua Bank | $1.5B | 21.9% | -25% |
| U.S. Bank | $1.1B | 16.7% | +8% |
| Summit Bank | $692M | 10.4% | +55% |
| Wells Fargo Bank | $631M | 9.5% | 0% |
| JPMorgan Chase Bank | $596M | 8.9% | +20% |
| Banner Bank | $577M | 8.7% | +16% |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | $503M | 7.5% | +37% |
| Bank of America | $420M | 6.3% | -6% |
| KeyBank | $358M | 5.4% | 0% |
| Washington Federal Bank | $105M | 1.6% | -2% |
| First Interstate Bank | $98M | 1.5% | +1% |
| Citizens Bank | $76M | 1.1% | -9% |
| Heritage Bank | $31M | 0.5% | no 2020 presence |
| People's Bank of Commerce | $9M | 0.1% | no 2020 presence |
The 14 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Eugene-Springfield market
Lane County is the only county in the Eugene-Springfield, OR market, a Metropolitan Statistical Area (ranked #143 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Lane County | Share of parent market |
|---|---|---|
| 2024 GDP | $18.4B | 100.0% |
| Deposits | $6.7B | 100.0% |
| Population | 381,584 | 100.0% |
View the full Eugene-Springfield market profile →
Recruiting in Lane County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lane County.
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