Lane County, Oregon, a core county of the Eugene-Springfield, OR market, holds $6.7B in deposits across 14 insured institutions and 54 branches. Umpqua Bank is the largest deposit holder at 21.9% share. The top three institutions hold 49.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 2.2% since 2020 while the branch count fell by 17. It produces $18.4B of output, ranking #232 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 71 in 2020 to 54 in 2025. Institutions: 13 to 14. Top-three share: 45.9% to 49.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Umpqua Bank | $1.5B | 21.9% | -25% |
| U.S. Bank National Association | $1.1B | 16.7% | +8% |
| Summit Bank | $692M | 10.4% | +55% |
| Wells Fargo Bank, National Association | $631M | 9.5% | 0% |
| JPMorgan Chase Bank, National Association | $596M | 8.9% | +20% |
| Banner Bank | $577M | 8.7% | +16% |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | $503M | 7.5% | +37% |
| Bank of America, National Association | $420M | 6.3% | -6% |
| KeyBank National Association | $358M | 5.4% | 0% |
| Washington Federal Bank | $105M | 1.6% | -2% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Eugene-Springfield market
Lane County is the only county in the Eugene-Springfield, OR market, a Metropolitan Statistical Area (ranked #143 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Lane County | Share of Eugene-Springfield market |
|---|---|---|
| 2024 GDP | $18.4B | 100.0% |
| Deposits | $6.7B | 100.0% |
| Population | 381,584 | 100.0% |
View the full Eugene-Springfield market profile →
Recruiting in Lane County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lane County, on a retained basis.
Start a confidential conversation