Market Intelligence

Lewis County, WA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Lewis County, Washington, a core county of the Seattle-Tacoma, WA market, holds $797M in deposits across 6 insured institutions and 9 branches. Umpqua Bank is the largest deposit holder at 30.8% share. The top three institutions hold 66.1% of deposits, which places the county in the concentrated band. Deposits have fallen 31.5% since 2020 while the branch count fell by 12. It produces $3.9B of output, ranking #687 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.9B
#687 of 1,523
Total Deposits
$797M
#1,034 of 1,523
Population
88,062
#667 of 1,523
GDP per Capita
$43,944
#763 of 1,523
Insured Institutions
6
#1,090 of 1,523
Deposits per Branch
$89M
#758 of 1,523
Deposits per Capita
$9,047
#1,444 of 1,523
Branches per 100k Pop.
10.2
#1,447 of 1,523
Median Institution Size
$117M
Median deposits of the institutions operating in the county. #748 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
26.6%
of market deposits held by banks with $100M to $50B in assets. #1,288 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
66.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-31.5% over 5 years
$1.2B
2020
$1.4B
2021
$1.4B
2022
$1.2B
2023
$1.2B
2024
$797M
2025

Branches: 21 in 2020 to 9 in 2025. Institutions: 9 to 6. Top-three share: 58.2% to 66.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Umpqua Bank$245M30.8%1-9%
Timberland Bank$162M20.4%3+35%
Wells Fargo Bank, National Association$119M14.9%1+3%
KeyBank National Association$115M14.4%2+12%
JPMorgan Chase Bank, National Association$106M13.3%1+38%
Washington Federal Bank$50M6.3%1+20%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Seattle-Tacoma market

Lewis County is one of 9 counties that make up the Seattle-Tacoma, WA market, a Combined Statistical Area (ranked #9 of 293 U.S. markets by economic output). It produces 0.7% of the market’s output and holds 0.5% of its deposits.

MeasureLewis CountyShare of Seattle-Tacoma market
2024 GDP$3.9B0.7%
Deposits$797M0.5%
Population88,0621.7%

View the full Seattle-Tacoma market profile →

Recruiting in Lewis County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lewis County, on a retained basis.

Start a confidential conversation