Market Intelligence

Lewis County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Lewis County, Washington, a core county of the Seattle-Tacoma, WA market, holds $858M in deposits across 7 insured institutions and 10 branches. Columbia Bank is the largest deposit holder at 32.0% share. The top three banks hold 65% of deposits, which places the county in the Concentrated band. Deposits have fallen 37.6% since 2021 while the branch count fell by 47.4%. It produced $3.9B of real gross domestic product in 2024, ranking #687 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$3.9B
#687 of 1,523
Population
88,062
#667 of 1,523
GDP per Capita
$43,944
#763 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$858M
#1,022 of 1,523
Deposits per Capita
$9,741
#1,425 of 1,523
Deposits per Branch
$86M
#841 of 1,523
Competitive structure
Insured Institutions
7
#979 of 1,523
Branches per 100k Pop.
11.4
#1,422 of 1,523
Median Deposits per Institution
$122M
The median deposits booked by a single institution in the county. #731 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
58.0%
of county deposits held by banks with $100M to $100B in assets. #955 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
65%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-37.6% over 5 years
$1.4B
2021
$1.4B
2022
$1.2B
2023
$1.2B
2024
$797M
2025
$858M
2026

Branches: 19 in 2021 to 10 in 2026. Institutions: 9 to 7. Top-three share: 58% to 65%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Columbia Bank$274M32.0%1-13%
Timberland Bank$162M18.9%3+9%
Wells Fargo Bank$123M14.4%1-10%
JPMorgan Chase Bank$122M14.2%1+27%
KeyBank$115M13.4%2-3%
WaFd Bank$55M6.4%1+27%
Olympia Federal Savings and Loan Association$6M0.7%1no 2021 presence

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Seattle-Tacoma market

Lewis County is one of 9 counties that make up the Seattle-Tacoma, WA market, a Combined Statistical Area (ranked #9 of 293 U.S. markets by economic output). It produces 0.7% of the market’s output and holds 0.5% of its deposits.

MeasureLewis CountyShare of parent market
2024 GDP$3.9B0.7%
Deposits$858M0.5%
Population88,0621.7%

View the full Seattle-Tacoma market profile →

Recruiting in Lewis County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lewis County.

See how we help banks recruit commercial banking talent