Market Intelligence

Snohomish County, WA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceSeattle-Tacoma, WA › Snohomish County

Snohomish County, Washington, a core county of the Seattle-Tacoma, WA market, holds $19.4B in deposits across 22 insured institutions and 144 branches. Coastal Community Bank is the largest deposit holder at 19.1% share. The top three institutions hold 51.2% of deposits, which places the county in the moderately concentrated band. Deposits have grown 31.4% since 2020 while the branch count fell by 23. It produces $49.9B of output, ranking #94 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$49.9B
#94 of 1,523
Total Deposits
$19.4B
#114 of 1,523
Population
870,656
#74 of 1,523
GDP per Capita
$57,331
#413 of 1,523
Insured Institutions
22
#187 of 1,523
Deposits per Branch
$135M
#256 of 1,523
Deposits per Capita
$22,320
#748 of 1,523
Branches per 100k Pop.
16.5
#1,205 of 1,523
Median Institution Size
$367M
Median deposits of the institutions operating in the county. #97 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
43.6%
of market deposits held by banks with $100M to $50B in assets. #1,066 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+31.4% over 5 years
$14.8B
2020
$17.3B
2021
$19.0B
2022
$18.5B
2023
$18.9B
2024
$19.4B
2025

Branches: 167 in 2020 to 144 in 2025. Institutions: 24 to 22. Top-three share: 47.0% to 51.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Coastal Community Bank$3.7B19.1%12+231%
Bank of America, National Association$3.2B16.2%17+11%
JPMorgan Chase Bank, National Association$3.1B15.8%18+30%
Wells Fargo Bank, National Association$1.8B9.1%16+2%
U.S. Bank National Association$1.6B8.3%14+16%
1st Security Bank of Washington$962M5.0%4+37%
KeyBank National Association$869M4.5%14+9%
Washington Federal Bank$609M3.1%9+32%
Mountain Pacific Bank$518M2.7%2+70%
Heritage Bank$513M2.6%7-7%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Seattle-Tacoma market

Snohomish County is one of 9 counties that make up the Seattle-Tacoma, WA market, a Combined Statistical Area (ranked #9 of 293 U.S. markets by economic output). It produces 9.0% of the market’s output and holds 12.4% of its deposits.

MeasureSnohomish CountyShare of Seattle-Tacoma market
2024 GDP$49.9B9.0%
Deposits$19.4B12.4%
Population870,65617.0%

View the full Seattle-Tacoma market profile →

Recruiting in Snohomish County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Snohomish County, on a retained basis.

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