Market Intelligence

Snohomish County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceSeattle-Tacoma, WA › Snohomish County

Snohomish County, Washington, a core county of the Seattle-Tacoma, WA market, holds $19.4B in deposits across 22 insured institutions and 144 branches. Coastal Community Bank is the largest deposit holder at 19.1% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 31.4% since 2020 while the branch count fell by 13.8%. It produces $49.9B of output, ranking #94 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$49.9B
#94 of 1,523
Population
870,656
#74 of 1,523
GDP per Capita
$57,331
#413 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$19.4B
#114 of 1,523
Deposits per Capita
$22,320
#748 of 1,523
Deposits per Branch
$135M
#256 of 1,523
Competitive structure
Insured Institutions
22
#187 of 1,523
Branches per 100k Pop.
16.5
#1,205 of 1,523
Median Deposits per Institution
$367M
The median deposits booked by a single institution in the county. #97 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
45.2%
of county deposits held by banks with $100M to $100B in assets. #1,161 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
51%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+31.4% over 5 years
$14.8B
2020
$17.3B
2021
$19.0B
2022
$18.5B
2023
$18.9B
2024
$19.4B
2025

Branches: 167 in 2020 to 144 in 2025. Institutions: 24 to 22. Top-three share: 47% to 51%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Coastal Community Bank$3.7B19.1%12+231%
Bank of America$3.2B16.2%17+11%
JPMorgan Chase Bank$3.1B15.9%18+30%
Wells Fargo Bank$1.8B9.1%16+2%
U.S. Bank$1.6B8.4%14+16%
1st Security Bank of Washington$962M5.0%4+37%
KeyBank$869M4.5%14+9%
Washington Federal Bank$609M3.1%9+32%
Mountain Pacific Bank$518M2.7%2+70%
Heritage Bank$513M2.6%7-7%
Banner Bank$378M1.9%4-1%
HomeStreet Bank$357M1.8%4+23%
Umpqua Bank$317M1.6%6-12%
Bank of Hope$302M1.6%1+25%
Pacific Crest Savings Bank$250M1.3%1+33%
Pacific Premier Bank$233M1.2%5-38%
Peoples Bank$212M1.1%5-4%
UniBank$159M0.8%1-5%
First-Citizens Bank & Trust Company$137M0.7%1no 2020 presence
US Metro Bank$118M0.6%1no 2020 presence
Sound Community Bank$77M0.4%1+31%
Washington Trust Bank$76M0.4%1no 2020 presence

The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Seattle-Tacoma market

Snohomish County is one of 9 counties that make up the Seattle-Tacoma, WA market, a Combined Statistical Area (ranked #9 of 293 U.S. markets by economic output). It produces 9.0% of the market’s output and holds 12.4% of its deposits.

MeasureSnohomish CountyShare of parent market
2024 GDP$49.9B9.0%
Deposits$19.4B12.4%
Population870,65617.0%

View the full Seattle-Tacoma market profile →

Recruiting in Snohomish County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Snohomish County.

See how we help banks recruit commercial banking talent