Market Intelligence

Mercer County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Mercer County, Illinois, a county in the Davenport-Moline, IA-IL market, holds $420M in deposits across 6 insured institutions and 10 branches. Farmers State Bank of Western Illinois is the largest deposit holder at 20.1% share. The top three banks hold 59% of deposits, which places the county in the Moderate band. Deposits have grown 14.6% since 2020. It produces $432M of output, ranking #1,386 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$432M
#1,386 of 1,523
Population
15,229
#1,383 of 1,523
GDP per Capita
$28,361
#1,290 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$420M
#1,259 of 1,523
Deposits per Capita
$27,604
#487 of 1,523
Deposits per Branch
$42M
#1,447 of 1,523
Competitive structure
Insured Institutions
6
#1,100 of 1,523
Branches per 100k Pop.
65.7
#40 of 1,523
Median Deposits per Institution
$70M
The median deposits booked by a single institution in the county. #1,197 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
86.0%
of county deposits held by banks with $100M to $100B in assets. #477 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
59%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+14.6% over 5 years
$367M
2020
$407M
2021
$422M
2022
$418M
2023
$410M
2024
$420M
2025

Branches: 10 in 2020 to 10 in 2025. Institutions: 6 to 6. Top-three share: 58% to 59%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Farmers State Bank of Western Illinois$85M20.1%4+31%
BankOrion$83M19.8%1+2%
Blackhawk Bank & Trust$82M19.4%1+28%
Midwest Bank$59M14.1%1+87%
1st Community Bank$59M14.0%2+1%
CBI Bank & Trust$53M12.6%1no 2020 presence

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Davenport-Moline market

Mercer County is one of 6 counties that make up the Davenport-Moline, IA-IL market, a Combined Statistical Area (ranked #105 of 293 U.S. markets by economic output). It produces 1.6% of the market’s output and holds 3.2% of its deposits.

MeasureMercer CountyShare of parent market
2024 GDP$432M1.6%
Deposits$420M3.2%
Population15,2293.3%

View the full Davenport-Moline market profile →

Recruiting in Mercer County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mercer County.

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