Market Intelligence

Scott County, IA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Scott County, Iowa, a core county of the Davenport-Moline, IA-IL market, holds $5.1B in deposits across 17 insured institutions and 49 branches. Quad City Bank and Trust Company is the largest deposit holder at 40.6% share. The top three institutions hold 66.5% of deposits, which places the county in the concentrated band. Deposits have grown 7.3% since 2020 while the branch count fell by 3. It produces $10.6B of output, ranking #343 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$10.6B
#343 of 1,523
Total Deposits
$5.1B
#333 of 1,523
Population
175,259
#398 of 1,523
GDP per Capita
$60,283
#352 of 1,523
Insured Institutions
17
#305 of 1,523
Deposits per Branch
$104M
#548 of 1,523
Deposits per Capita
$28,953
#433 of 1,523
Branches per 100k Pop.
28.0
#566 of 1,523
Median Institution Size
$153M
Median deposits of the institutions operating in the county. #513 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
72.1%
of market deposits held by banks with $100M to $50B in assets. #638 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
66.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+7.3% over 5 years
$4.7B
2020
$5.5B
2021
$5.1B
2022
$5.1B
2023
$5.0B
2024
$5.1B
2025

Branches: 52 in 2020 to 49 in 2025. Institutions: 18 to 17. Top-three share: 69.4% to 66.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Quad City Bank and Trust Company$2.1B40.6%4+37%
Wells Fargo Bank, National Association$780M15.4%4-23%
U.S. Bank National Association$533M10.5%5-30%
First Central State Bank$248M4.9%2+33%
CBI Bank & Trust$195M3.8%6+46%
Blue Grass Savings Bank$188M3.7%2+11%
Blackhawk Bank & Trust$181M3.6%4+80%
TBK BANK, SSB$170M3.3%3+1%
Time Bank$153M3.0%3no 2020 presence
American Bank and Trust Company, National Association$151M3.0%1+43%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Davenport-Moline market

Scott County is one of 6 counties that make up the Davenport-Moline, IA-IL market, a Combined Statistical Area (ranked #105 of 293 U.S. markets by economic output). It produces 38.7% of the market’s output and holds 39.2% of its deposits.

MeasureScott CountyShare of Davenport-Moline market
2024 GDP$10.6B38.7%
Deposits$5.1B39.2%
Population175,25937.4%

View the full Davenport-Moline market profile →

Recruiting in Scott County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Scott County, on a retained basis.

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