Market Intelligence

Scott County, IA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Scott County, Iowa, a core county of the Davenport-Moline, IA-IL market, holds $5.1B in deposits across 17 insured institutions and 49 branches. Quad City Bank and Trust Company is the largest deposit holder at 40.6% share. The top three banks hold 67% of deposits, which places the county in the Concentrated band. Deposits have grown 7.3% since 2020 while the branch count fell by 5.8%. It produces $10.6B of output, ranking #343 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$10.6B
#343 of 1,523
Population
175,259
#398 of 1,523
GDP per Capita
$60,283
#352 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$5.1B
#333 of 1,523
Deposits per Capita
$28,953
#433 of 1,523
Deposits per Branch
$104M
#548 of 1,523
Competitive structure
Insured Institutions
17
#305 of 1,523
Branches per 100k Pop.
28.0
#566 of 1,523
Median Deposits per Institution
$153M
The median deposits booked by a single institution in the county. #513 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
74.1%
of county deposits held by banks with $100M to $100B in assets. #726 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
67%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+7.3% over 5 years
$4.7B
2020
$5.5B
2021
$5.1B
2022
$5.1B
2023
$5.0B
2024
$5.1B
2025

Branches: 52 in 2020 to 49 in 2025. Institutions: 18 to 17. Top-three share: 69% to 67%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Quad City Bank and Trust Company$2.1B40.6%4+37%
Wells Fargo Bank$780M15.4%4-23%
U.S. Bank$533M10.5%5-30%
First Central State Bank$248M4.9%2+33%
CBI Bank & Trust$195M3.8%6+46%
Blue Grass Savings Bank$188M3.7%2+11%
Blackhawk Bank & Trust$181M3.6%4+80%
TBK Bank, SSB$170M3.3%3+1%
Time Bank$153M3.0%3no 2020 presence
American Bank and Trust Company$151M3.0%1+43%
Great Southern Bank$111M2.2%50%
Old National Bank$105M2.1%2-2%
Fortress Bank$90M1.8%1+104%
First Trust and Savings Bank$50M1.0%4+70%
BankOrion$23M0.5%1+139%
Liberty Trust & Savings Bank$23M0.5%1+119%
First National Bank$13M0.3%1+22%

The 17 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Davenport-Moline market

Scott County is one of 6 counties that make up the Davenport-Moline, IA-IL market, a Combined Statistical Area (ranked #105 of 293 U.S. markets by economic output). It produces 38.7% of the market’s output and holds 39.2% of its deposits.

MeasureScott CountyShare of parent market
2024 GDP$10.6B38.7%
Deposits$5.1B39.2%
Population175,25937.4%

View the full Davenport-Moline market profile →

Recruiting in Scott County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Scott County.

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