Market Intelligence

Rock Island County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceDavenport-Moline, IA-IL › Rock Island County

Rock Island County, Illinois, a core county of the Davenport-Moline, IA-IL market, holds $3.1B in deposits across 16 insured institutions and 44 branches. Blackhawk Bank & Trust is the largest deposit holder at 34.9% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 18.8% since 2020 while the branch count fell by 6.4%. It produces $9.9B of output, ranking #366 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$9.9B
#366 of 1,523
Population
141,869
#475 of 1,523
GDP per Capita
$69,625
#198 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$3.1B
#483 of 1,523
Deposits per Capita
$21,836
#773 of 1,523
Deposits per Branch
$70M
#1,069 of 1,523
Competitive structure
Insured Institutions
16
#353 of 1,523
Branches per 100k Pop.
31.0
#453 of 1,523
Median Deposits per Institution
$142M
The median deposits booked by a single institution in the county. #565 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
85.6%
of county deposits held by banks with $100M to $100B in assets. #489 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
54%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+18.8% over 5 years
$2.6B
2020
$3.0B
2021
$3.1B
2022
$2.7B
2023
$2.9B
2024
$3.1B
2025

Branches: 47 in 2020 to 44 in 2025. Institutions: 17 to 16. Top-three share: 50% to 54%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Blackhawk Bank & Trust$1.1B34.9%12+42%
Old National Bank$346M11.2%2+27%
Quad City Bank and Trust Company$249M8.0%1+25%
American Bank and Trust Company$245M7.9%4+12%
TBK Bank, SSB$234M7.5%7-12%
CBI Bank & Trust$170M5.5%2+385%
Wells Fargo Bank$162M5.2%2-15%
JPMorgan Chase Bank$155M5.0%1+27%
U.S. Bank$129M4.2%3+14%
BankOrion$96M3.1%2+40%
Peoples National Bank of Kewanee$78M2.5%1no 2020 presence
Midwest Bank$53M1.7%2+50%
Morton Community Bank$47M1.5%1-10%
Union Federal Savings and Loan Association$27M0.9%2-3%
First National Bank$24M0.8%1-2%
Woodforest National Bank$2M0.1%1+34%

The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Davenport-Moline market

Rock Island County is one of 6 counties that make up the Davenport-Moline, IA-IL market, a Combined Statistical Area (ranked #105 of 293 U.S. markets by economic output). It produces 36.2% of the market’s output and holds 23.9% of its deposits.

MeasureRock Island CountyShare of parent market
2024 GDP$9.9B36.2%
Deposits$3.1B23.9%
Population141,86930.3%

View the full Davenport-Moline market profile →

Recruiting in Rock Island County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Rock Island County.

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