Midland County, Texas, a core county of the Midland-Odessa-Andrews, TX market, holds $9.1B in deposits across 15 insured institutions and 38 branches. Frost Bank is the largest deposit holder at 20.7% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 25.6% since 2020 while the branch count fell by 15.6%. It produces $36.4B of output, ranking #130 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 45 in 2020 to 38 in 2025. Institutions: 17 to 15. Top-three share: 47% to 54%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Frost Bank | $1.9B | 20.7% | +71% |
| Community National Bank | $1.8B | 20.0% | +64% |
| West Texas National Bank | $1.2B | 13.7% | +133% |
| Prosperity Bank | $1.0B | 11.1% | +212% |
| Bank of America | $906M | 9.9% | -13% |
| Wells Fargo Bank | $881M | 9.7% | -24% |
| JPMorgan Chase Bank | $436M | 4.8% | +20% |
| Bank of Texas | $247M | 2.7% | +1,087% |
| American Momentum Bank | $241M | 2.6% | -43% |
| Truist Bank | $151M | 1.7% | +7% |
| Southwest Bank | $112M | 1.2% | +37% |
| City Bank | $62M | 0.7% | +89% |
| UMB Bank | $51M | 0.6% | no 2020 presence |
| First National Bank Texas | $33M | 0.4% | +55% |
| The First National Bank of Stanton | $21M | 0.2% | +137% |
The 15 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Midland-Odessa-Andrews market
Midland County is one of 4 counties that make up the Midland-Odessa-Andrews, TX market, a Combined Statistical Area (ranked #57 of 293 U.S. markets by economic output). It produces 52.0% of the market’s output and holds 66.6% of its deposits.
| Measure | Midland County | Share of parent market |
|---|---|---|
| 2024 GDP | $36.4B | 52.0% |
| Deposits | $9.1B | 66.6% |
| Population | 187,855 | 48.7% |
View the full Midland-Odessa-Andrews market profile →
Recruiting in Midland County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Midland County.
See how we help banks recruit commercial banking talent