Market Intelligence

Ector County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Ector County, Texas, a core county of the Midland-Odessa-Andrews, TX market, holds $4.0B in deposits across 18 insured institutions and 36 branches. Prosperity Bank is the largest deposit holder at 25.2% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 10.1% since 2021. It produced $13.8B of real gross domestic product in 2024, ranking #289 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$13.8B
#289 of 1,523
Population
173,801
#404 of 1,523
GDP per Capita
$79,122
#136 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$4.0B
#410 of 1,523
Deposits per Capita
$22,789
#752 of 1,523
Deposits per Branch
$110M
#500 of 1,523
Competitive structure
Insured Institutions
18
#257 of 1,523
Branches per 100k Pop.
20.7
#950 of 1,523
Median Deposits per Institution
$124M
The median deposits booked by a single institution in the county. #720 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
70.2%
of county deposits held by banks with $100M to $100B in assets. #757 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
48%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+10.1% over 5 years
$3.6B
2021
$3.6B
2022
$3.6B
2023
$3.5B
2024
$3.8B
2025
$4.0B
2026

Branches: 36 in 2021 to 36 in 2026. Institutions: 16 to 18. Top-three share: 38% to 48%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Prosperity Bank$1000M25.2%4+50%
Southwest Bank$450M11.4%3+19%
JPMorgan Chase Bank$434M11.0%3+2%
Frost Bank$385M9.7%3-14%
Wells Fargo Bank$339M8.6%2-9%
American Momentum Bank$275M6.9%4-24%
Bank of America$197M5.0%2+19%
City Bank$181M4.6%2+53%
Truist Bank$143M3.6%2-8%
Community National Bank$104M2.6%1-27%
West Texas State Bank$90M2.3%1no 2021 presence
UMB Bank$74M1.9%1-58%
PNC Bank$66M1.7%1-28%
Yoakum Bank$61M1.5%1no 2021 presence
First Financial Bank$57M1.4%1+2%
First National Bank Texas$49M1.2%3+39%
West Texas National Bank$31M0.8%1+2,347%
Maverick Bank$25M0.6%1no 2021 presence

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Midland-Odessa-Andrews market

Ector County is one of 4 counties that make up the Midland-Odessa-Andrews, TX market, a Combined Statistical Area (ranked #57 of 293 U.S. markets by economic output). It produces 19.6% of the market’s output and holds 29.0% of its deposits.

MeasureEctor CountyShare of parent market
2024 GDP$13.8B19.6%
Deposits$4.0B29.0%
Population173,80145.0%

View the full Midland-Odessa-Andrews market profile →

Recruiting in Ector County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ector County.

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