Miller County, Arkansas, a core county of the Texarkana, TX-AR market, holds $1.0B in deposits across 10 insured institutions and 15 branches. Wells Fargo Bank, National Association is the largest deposit holder at 41.0% share. The top three institutions hold 76.6% of deposits, which places the county in the concentrated band. Deposits have grown 9.6% since 2020 while the branch count rose by 3. It produces $1.3B of output, ranking #1,091 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 12 in 2020 to 15 in 2025. Institutions: 8 to 10. Top-three share: 80.7% to 76.6%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $416M | 41.0% | -14% |
| Commercial National Bank of Texarkana | $223M | 22.0% | +39% |
| Regions Bank | $138M | 13.6% | +35% |
| Texana Bank, National Association | $58M | 5.8% | +123% |
| Bank OZK | $55M | 5.5% | +60% |
| Farmers Bank & Trust Company | $55M | 5.4% | -29% |
| Cadence Bank | $51M | 5.0% | +26% |
| COMMUNITY STATE BANK | $15M | 1.5% | no 2020 presence |
| First National Bank Texas | $2M | 0.1% | +162% |
| First Southern Bank | $1M | 0.1% | no 2020 presence |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Texarkana market
Miller County is one of 3 counties that make up the Texarkana, TX-AR market, a Metropolitan Statistical Area (ranked #257 of 293 U.S. markets by economic output). It produces 22.6% of the market’s output and holds 30.4% of its deposits.
| Measure | Miller County | Share of Texarkana market |
|---|---|---|
| 2024 GDP | $1.3B | 22.6% |
| Deposits | $1.0B | 30.4% |
| Population | 42,357 | 28.9% |
View the full Texarkana market profile →
Recruiting in Miller County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Miller County, on a retained basis.
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